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Debbie
L. Johnsen
Mira Ness
January 28, 2014
September 11, 2014
What is NYU Federal Credit Union?
A Not-for-Profit financial
institution
EXCLUSIVELY
For the New York University
Community.
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What is the difference between a Credit
Union and the bank?
A Credit Union is owned by
members like You, unlike
banks, which are usually
owned by stockholders.
This means, You have a
choice in your credit union.
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Funds at NYU FCU are Insured by
the NCUA, a U.S. government agency
Your savings at NYU Federal
Credit Union are insured up to
$250,000 just as same as at
any other banks.
Your savings at NYU Federal
Credit Union are insured up to
$250,000 just as same as at
any other banks.
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NYU Federal Credit Union
Offers:
Free Financial Seminars:
Wise Use of Credit Cards and How to
Choose the Right Credit Card.
Understanding and Creating Your Credit
Report.
Smart Money Management: Budget
Rent vs. Buy.
Mortgage seminars and etc.
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Loan Products
• Mortgages: residential,
commercial and investment
properties up to $3,000,000.
• Home Equity Loans.
• Credit Card Balance transfer
(no transfer fee) up to
$50,000.
• Bill Consolidation Loan up to
$45,000.
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Loan Products
•
Holiday Loan - $3,000.
•
Student Loans and
Student Loan
Consolidation up to
$100,000.
•
Small Business Loan up
to $5,000,000.
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Services
• First Time Home Buyer
Club- $7,500 Grant.
• Free Financial
Education Seminars.
• Free Financial
Consultations in
person.
Our customer service team
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Services
• Free mortgage prequalifications.
• Welcome Home
Program.
• Insurance: Home, Auto
and Travel
Apply at www.nyufcu.com
• And more…
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Bank A
Student
MasterCard
Bank B
Everyday Visa
Rate
17.24 %
17.25 %
Annual Fee
None
None
Grace
Period
21 Days
Fee’s
$35 for late payments
(and a rate increase to
29.99% for 6 months on
balance and
transactions)
$35 for over limit
Rewards
25 Days
Yes
8.99%
None
25 Days
$35 for late
payments $35 for
over limit
$15 - $30 late payment
depending on balance
No
Yes
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NYU FCU Visa Classic and Visa Gold
Credit Cards
• Fixed Rate of 8.9% on Visa
Gold Card and 11.9 % Visa
Classic Card.
• No Balance Transfer Fee
• No Annual Fee.
• Earn one mile for every dollar
you spend.
• Automated Payment from
your account.
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The New York University
Federal Credit Union
Remember:
Your credit union can help you with
all your financial challenges.
www.nyufcu.com
@NYUBanking
NYU Federal Credit Union
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Feel free to contact us
Mira Ness
CEO
mira.ness@nyu.edu
www.nyufcu.com
Phone: 212-995-3171
@NYUBanking
NYU Federal Credit Union
Main Office
NYU Federal Credit Union
14 Washington Place
New York, NY 10003-6696
Phone: 212-995-3171
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