ABA Routing Number: 221475786
Member Name:
Member Number:
Statement Period:
Page Number:
KATHERINE L FAKHRO
*****3
02-01-2021 - 02-28-2021
Page 1 of 4
KATHERINE L FAKHRO
VICTORIA C PAGANO
JAMES PAGANO
128 PARK RD
RIVERHEAD NY 11901
SUMMARY OF ACCOUNTS
ACCOUNTS
Regular Savings
Share Draft Checking
TOTAL ACCOUNTS
ACCOUNT NUMBER
1761331010
12610001761333
LOANS
TOTAL LOANS
BALANCE
$2.00
$508.57
$510.57
ACCOUNT NUMBER
BALANCE
$0.00
YTD DIV
$0.00
$0.00
$0.00
YTD Interest
DETAIL OF TRANSACTIONS
Regular Savings: 1761331010
------- ACCOUNT ACTIVITY BY DATE ------Effect
Date
02/03
02/03
02/05
Trans
Date
02/01/21
02/03/21
02/03/21
02/05/21
02/28/21
Description
Beginning Balance
Uncollected Protection W/D
UC Protection Transfer Fee
Deposit Internet Transfer from 12610001761333 CK
Ending Balance
Amount
-2.00
-8.00
9.00
Balance
3.00
1.00
-7.00
2.00
2.00
The average daily balance during this period was $1.93
Share Draft Checking: 12610001761333
------- ACCOUNT ACTIVITY BY DATE ------Effect
Date
02/01
02/01
02/03
02/04
02/05
02/05
02/05
02/06
02/06
02/07
02/07
Trans
Date
02/01/21
02/01/21
02/01/21
02/03/21
02/04/21
02/05/21
02/05/21
02/05/21
02/06/21
02/06/21
02/07/21
02/07/21
Description
Beginning Balance
POS STARBUCKS STORE 078MILLER PLACE NYUS
POS STARBUCKS STORE 078MILLER PLACE NYUS
Uncollected Protection Deposit
POS THE DELI AT WADING WADING RIVER NYUS
Deposit Internet Transfer from 12610001100167 CK
POS STUDIO EAST INC WEST HAMPTON NYUS
Withdrawal Internet Transfer to 1761331010 SAV
POS CVS/PHARMACY #06 6026--1110 OLD COU RIVERHEAD
POS BEAN & BAGEL CAFE CALVERTON
NYUS
POS STUDIO EAST INC WEST HAMPTON NYUS
Deposit Internet Transfer from 12610001100167 CK
Amount
NYUS
-4.83
-5.16
2.00
-13.74
200.00
-3.37
-9.00
-12.00
-8.54
-143.69
70.00
Balance
25.10
20.27
15.11
17.11
3.37
203.37
200.00
191.00
179.00
170.46
26.77
96.77
P.O. Box 9005 • Smithtown, NY 11787-9005 • Phone: 631-698-7000 • www.teachersfcu.org
ALL ACCOUNTS, EXCEPT SHARE DRAFT ACCOUNTS, ARE NOT TRANSFERABLE AS DEFINED IN REGULATION D.
3105130
.
Member Name:
Member Number:
Statement Period:
Page Number:
KATHERINE L FAKHRO
*****3
02-01-2021 - 02-28-2021
2 of 4
.
Share Draft Checking: 12610001761333
------- ACCOUNT ACTIVITY BY DATE ------Effect
Date
02/09
02/09
02/10
02/11
02/16
02/17
02/19
02/21
02/21
02/21
02/21
02/26
02/26
02/26
02/28
02/28
02/28
Trans
Date
02/09/21
02/09/21
02/10/21
02/11/21
02/16/21
02/17/21
02/19/21
02/21/21
02/21/21
02/21/21
02/21/21
02/26/21
02/26/21
02/26/21
02/28/21
02/28/21
02/28/21
02/28/21
Description
POS DOMO SUSHI
EAST SETAUKET NYUS
Deposit Internet Transfer from 12610001100167 CK
POS ESURANCE CAR INSURA800-378-7262 CAUS
POS MCDONALD'S F2781 RIVERHEAD
NYUS
Deposit Internet Transfer from 12610001100167 CK
POS ISLAND GROVE PACKINVERO BEACH FLUS
POS ISLAND GROVE PACKINVERO BEACH FLUS
POS Canteen Vend1 1800CHUNT VALLEY MDUS
POS Canteen Vend1 1800CHUNT VALLEY MDUS
POS Canteen Vend1 1800CHUNT VALLEY MDUS
Deposit Internet Transfer from 12610001100167 CK
ATM Deposit TEACHERS FCU 176 Old Country Rd Riverhead NYUS
POS CVS/PHARMACY #06 6026--1110 OLD COU RIVERHEAD NYUS
Electronic Deposit Square Inc T1097980 - * Cash App T200346190895
POS CASH APP*KATHERINE 8774174551 CAUS
Point Of Sale Deposit Cash App*Cash Out Visa Direct CAUS
POS ESURANCE CAR INSURA800-378-7262 CAUS
Ending Balance
Amount
-36.88
400.00
-406.69
-20.36
100.00
-68.85
-7.63
-1.75
-1.75
-1.75
50.00
107.75
-100.00
603.01
-40.00
39.40
-202.70
Balance
59.89
459.89
53.20
32.84
132.84
63.99
56.36
54.61
52.86
51.11
101.11
208.86
108.86
711.87
671.87
711.27
508.57
508.57
The average daily balance during this period was $146.23
Summary of Overdraft and Returned Item Fees
Total For
This Period
Total
Year-to-Date
Total Overdraft Fees
0.00
0.00
Total Returned Item Fees
0.00
0.00
P.O. Box 9005 • Smithtown, NY 11787-9005 • Phone: 631-698-7000 • www.teachersfcu.org
ALL ACCOUNTS, EXCEPT SHARE DRAFT ACCOUNTS, ARE NOT TRANSFERABLE AS DEFINED IN REGULATION D.
3105130
.
EXPLANATION OF INTEREST CHARGE ON OPEN-END ACCOUNTS
The INTEREST CHARGE on each open-end account shown on this statement is computed by multiplying the daily periodic rate by the daily balance of that account on each day of the billing cycle.
The daily balance is determined as follows: For each day of the billing cycle we take the balance of the account for the previous day, add any new loans and charges, and subtract any credits and
payments made on that day. INTEREST CHARGES are also subtracted until you make a payment. This gives us the daily balance of your account for that day. The billing cycle is the time between
each statement, which will be approximately one month.
IN CASE OF ERRORS OR QUESTIONS ABOUT LOANS ON YOUR STATEMENT
If you think your statement is wrong, or if you need more information about a transaction on your statement, write us on a separate sheet of paper at the address shown on your statement as soon as
possible. We must hear from you no later than 60 days after we sent you the first statement on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights.
In your letter, give us the following information:
• Your name and account number.
• The dollar amount of the suspected error.
• Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about.
You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your statement that are not in question. While we investigate your question, we
cannot report you as delinquent or take any action to collect the amount in question.
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUND TRANSFERS (EFT)
Telephone us or write us at the phone number or address on your statement as soon as you can if you think your statement or automated teller machine receipt is wrong or if you need more information
about a receipt or an EFT transaction on the statement. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
1. Tell us your name and account number.
2. Describe the error or transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information.
3. Tell us the dollar amount of the suspected error.
We will determine whether an error occurred within 10 business days (20 business days if the transfer involved a new account) after we hear from you and will correct any error promptly. If we need
more time, however, we may take up to 45 days (90 days if the transfer involved a new account, a point-of-sale transaction, or a foreign-initiated transfer) to investigate your complaint or question.
If we decide to do this, we will credit your account within 10 business days (20 business days if the transfer involved a new account) for the amount you think is in error, so that you will have use of
the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your
account. Your account is considered a new account for the first 30 days after the first deposit is made, unless each of you already had an established account with us before this account was opened.
We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of documents
that we used in our investigation.
50TN00
SHARE DRAFT RECONCILIATION
ENDING BALANCE SHOWN ON THIS STATEMENT
Ck. No.
List Outstanding Checks and Withdrawals
Amount
Ck. No.
PLUS DEPOSITS NOT SHOWN ON THIS STATEMENT
SUB-TOTAL
LESS TOTAL OUTSTANDING DRAFTS
EQUALS ADJUSTED ENDING BALANCE
ADJUSTED ENDING BALANCE SHOWN ABOVE SHOULD AGREE WITH THE
BALANCE SHOWN IN YOUR SHARE DRAFT BOOK.
NOTE: BE SURE TO DEDUCT ANY CHARGES, FEES OR WITHDRAWALS SHOWN
ON YOUR STATEMENT (BUT NOT IN YOUR SHARE DRAFT BOOK) THAT MAY
APPLY TO YOUR ACCOUNT. ALSO, BE SURE TO ADD ANY DIVIDENDS OR ANY
DEPOSITS SHOWN ON YOUR STATEMENT (BUT NOT IN YOUR SHARE DRAFT
BOOK) THAT APPLY TO YOUR ACCOUNT.
Total
Amount