Uploaded by Mahira habib

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Executive summary: The reports enlighten about the camels rating system, how it works
and its components.
CAMELS Rating System
CAMELS is an international rating system which is highly recognized and used by bank
supervisory authority in order to rate financial institutions in terms of six factors which are:
1. Capital adequacy
2. Assets
3. Management capability
4. Earnings
5. Liquidity
6. Sensitivity
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