Figure 1. Distribution of Individuals Covered by Private Health
Insurance, by Type of Health Plan, 2005–2007
2005
100
89
92
2006
2007
87
75
50
25
9
7
0
Comprehensive
HDHP
11
1
1
CDHP
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2005–2007.
2
Figure 2. Number of Years Covered by Current Health Plan,
by Type of Health Plan, 2007
100
Less Than One Year
1–2 Years
3 Years or More
75
60
52*
50
25
16
23
20
28*
36* 34*
30*
0
Comprehensive
HDHP
CDHP
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Note: Percentages may not sum to totals due to rounding.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 3. Familiarity With Consumer-Driven Health Plans, 2007
Extremely or very familiar
Comprehensive
7
Somewhat familiar
Not too or not at all familiar
18
Don't know
71
4
2*
HDHP
11*
23*
64*
1*
61*
CDHP
0%
25%
21
50%
75%
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Note: Percentages may not sum to totals due to rounding.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
17*
100%
Figure 4. Percentage of Individuals With Health Insurance
Coverage Who Were Uninsured Before Getting Coverage from
Current Plan, by Type of Health Plan and Coverage Source,
2007
100
Comprehensive
HDHP
CDHP
75
50
25
39
28
27
15*
7*
23
12*
11*
7*
0
Total
Employment-Based
Individually Insured
Coverage
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 6. Percent of Adults Whose Deductibles
Apply to All Medical Services, by Coverage Source, 2007
Percent of privately insured adults ages 21–64
Comprehensive
75
50
52
57
48
51
47
HDHP
53
CDHP
72
51
48
25
0
Total
Employment-Based
Individual
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p ≤ 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 8. Satisfaction with Quality of Health Care Received, by
Type of Health Plan, 2007
100
75
Comprehensive
74
HDHP
CDHP
71
61*
50
21
25
28*
25
11*
5
5
0
Extremely or Very
Satisfied
Somewhat Satisfied
Not Too or Not At All
Satisfied
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Note: Percentages may not sum to totals due to rounding.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 9. Satisfaction With Out-of-Pocket Costs for
Health Care, by Type of Health Plan, 2007
100
Comprehensive
HDHP
CDHP
75
50
55*
46
34
25
16*
24*
43*
28*
33
21
0
Extremely or Very
Satisfied
Somewhat Satisfied
Not Too or Not At All
Satisfied
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Note: Percentages may not sum to totals due to rounding.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 10. Satisfaction with Choice of Doctors, by Type of
Health Plan, 2007
100
75
Comprehensive
74
69*
HDHP
CDHP
76
50
21
25
24
19
7*
5
5
0
Extremely or Very
Satisfied
Somewhat Satisfied
Not Too or Not At All
Satisfied
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Note: Percentages may not sum to totals due to rounding.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 11. Overall Satisfaction with Health Plan, by Type of
Health Plan, 2007
100
75
Comprehensive
HDHP
CDHP
64
47*
50
35*
25
41* 38*
28
24*
8
15*
0
Extremely or Very
Satisfied
Somewhat Satisfied
Not Too or Not At All
Satisfied
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Note: Percentages may not sum to totals due to rounding.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 12. Likelihood of Recommending Health Plan to Friend or
Co-Worker, by Type of Health Plan, 2007
100
Comprehensive
HDHP
CDHP
75
50
25
52
39*
27*
30
34*
39*
34
27*
18
0
Extremely or Very
Likely
Somewhat Likely
Not Too or Not At All
Likely
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Note: Percentages may not sum to totals due to rounding.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 13. Likelihood of Staying With Current Health Plan If You
Had the Opportunity to Change, by Type of Health Plan, 2007
100
75
Comprehensive
HDHP
CDHP
64
45*
50
34*
24
25
34* 31*
32*
24*
12
0
Extremely or Very
Likely
Somewhat Likely
Not Too or Not At All
Likely
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Note: Percentages may not sum to totals due to rounding.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 15. Agreement With Statements About Health Plan:
Percentage Reporting That They Strongly or Somewhat Agree,
by Type of Health Plan, 2007
Comprehensive
100
75
50
72
64
HDHP
CDHP
76
65*
53*
63
60
48*
43*
66
55*
61
25
0
Health plan is easy to
Health plan will
Health plan
Health plan provides
understand
protect me in the
encourages me to
information to help
event of an
adopt a healthier
me choose among
expensive illness
lifestyle
physicians,
pharmacies, labs,
and hospitals
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 17. Percentage of Individuals Covered by EmploymentBased Health Benefits With Choice and No Choice of Health
Plan, by Type of Health Plan, 2007
Comprehensive
100
HDHP
CDHP
75
50
54
50*
40
63*
46*
35
25
0
No Choice
Choice
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 18. Percentage of Individuals Covered by EmploymentBased Health Benefits With a Choice of Health Plan, by Type of
Health Plan, 2005–2007
2005
100
75
62
60
54^
50
2006
45* 44* 46*
2007
55*
63*^#
47*
25
0
Comprehensive
HDHP
CDHP
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
^Estimate is statistically different from the prior year shown at p < 0.05 or better.
#Difference between 2005 and 2007 is statistically significant at p < 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2005–2007.
Figure 19. Premium of Selected Plan Compared With Other
Available Plans, Among Individuals With Choice of Plans and
Those in the Non-Group Market, by Type of Health Plan, 2007
Comprehensive
100
HDHP
CDHP
75
52*
50
33 35
23*
25
6
10*
28 31
5
21
14*14*
12
8* 6*
0
More expensive
More expensive
Less expensive
About the same
than all other
than some, but
than all other
cost as other
plans
less expensive
plans
plans
than others
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Note: Percentages may not sum to totals due to rounding.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Don't know
Figure 21. Percentage of Individuals With Comprehensive
Employment-Based Health Benefits Offered HDHP or CDHP, 2007
Offered CDHP
13%
Don’t know if CDHP or
HDHP was offered
34%
Offered HDHP
12%
HDHP or CDHP
offered
12%
Not offered a
CDHP or
HDHP
28%
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 22. Percentage of Individuals With Employer Contribution
to Account, Among Persons With Employment-Based Health
Benefits and CDHP, 2007
Don’t know
4%
Employer contributes
to account
61%
No employer
contributions
34%
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 23. Annual Employer Contributions to the Account,
Among Persons With CDHP, 2007
Don’t know
7%
Less than $200
3%
$200–$499
10%
$500–$749
12%
$2,000 or more
23%
$750–$999
9%
$1,500–$1,999
13%
$1,000–$1,499
22%
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 24. Annual Employer Contributions to the Account,
Among Persons With CDHP, 2007
Employee-Only
50
Family
30
29*
25
20
18*
14
13
5
23
8
2
4*
8
7*
7 8
3
0
Less than
$200
$200–$499
$500–$749
$750–$999
$1,000–
$1,499
$1,500–
$1,999
$2,000 or
more
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between employee-only coverage and family coverage is statistically significant at p < 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Don't know
Figure 25. Annual Individual Contributions to the Account, by
Household Income, Among Persons With CDHP, 2007
Total
100
<$50,000 Income
$50,000+ Income
75
50
25
43
24
16
15
9
16
7
12
19
10
15 13 16
48*
18
5
10
4
0
Nothing
Less than $500
$500–$999
$1,000–$1,499
$1,500 or more
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between <$50,000 and $50,000+ is statistically significant at p < 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Don't know
Figure 26. Annual Individual Contributions to the Account, by
Type of Coverage, Among Persons With CDHP, 2007
Employee-only
100
Family
75
50
25
42*
18
14
16
5*
14 11
16 14
$500–$999
$1,000–$1,499
20
10 8
6 5
0
Nothing
Less than
$500
$1,500–
$1,999
$2,000 or
more
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between employee-only coverage and family coverage is statistically significant at p < 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Don't know
Figure 27. Length of Time With CDHP and Savings Account,
2006–2007
2006
100
2007
75
50
42
39^
28^
25
15
30
11^
9
16^
3
5
0
Less than 6
months
6 months to less
than 1 year
1–2 years
3–4 years
5 or more years
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
^Estimate is statistically different from the prior year shown at p < 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2006, 2007.
1
2
Don't know
Figure 28. Amount Currently in Account, Among Persons With
CDHP, 2006–2007
2006
100
2007
75
50
25
44^
25
14
10^
16
9^
16
12
15 15
14
9^
0
Nothing
Less than $200
$200–$499
$500–$999
$1,000 or more
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
^Estimate is statistically different from the prior year shown at p < 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2006, 2007.
Don't know
Figure 29. Amount Rolled Over from Past Year, 2006–2007
2006
50
25
2007
23
23^
19
15^
7
10
10
14
8
9
6
9
10 11
13
13
0
Nothing
Less than
$100
$100–$299
$300–$499
$500–$999
$1,000–
$1,499
$1,500 or
more
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
^Estimate is statistically different from the prior year shown at p < 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2006, 2007.
Don't know
Figure 30. Amount of Money Rolled Over in the CDHP, Among
Individuals With CDHP One Year or Longer, By Health Status,
2007
Health Problem
50
No Health Problem
26
25
16
14
15
13
8
9 8
4
19
13
7
12 13
12 11
0
Nothing
Less than
$100
$100–$299
$300–$499
$500–$999
$1,000–
$1,499
$1,500 or
more
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
Health problem defined as fair or poor health or one of eight chronic health conditions.
^Difference between health status categories is statistically significant at p < 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Don't know
Figure 32. Following Treatment Regimens for Chronic Disease,
2007
Percent of privately insured adults ages 21–64 with chronic conditions
who strongly/somewhat agree that they follow their treatment regimens
very carefully
Comprehensive
100
HDHP
(n=97)
77*
75
57
50
53 56
61
60
50
67
CDHP
79
74
91
87
81*
70
43*
25
0
Allergies
Arthritis
Depression
High
Cholesterol
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p ≤ 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Hypertension
Figure 33. Percentage of Adults Who Have Delayed
or Avoided Getting Health Care Due to Cost,
by Health Status and Income, 2007
Percent of privately insured adults ages 21–64
Comprehensive
75
HDHP
CDHP
50
31*
25
35
29*
40
32
34
26
18
16
0
Total
Health Problem**
<$50,000 Annual
Income
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p ≤ 0.05 or better.
**Health problem defined as fair or poor health or one of eight chronic health conditions.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 34. Percentage of Adults Who Have Delayed
or Avoided Getting Health Care Due to Cost,
by Type of Care Delayed, 2007
Percent of privately insured adults ages 21–64
Comprehensive
75
HDHP
CDHP
50
25
11
19
19
7
14
12
3
10
9
3
0
4
3
Visit to doctor
Visit to
Lab/imaging
Visit to hospital
(not a specialist)
specialist
tests
ER
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), w/ account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p < 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 35. Percentage of Adults Who Have Not Filled a
Prescription Due to Cost or Who Have Skipped Doses to Make a
Medication Last Longer, by Health Status and Income, 2007
Percent of privately insured adults ages 21–64
75
Comprehensive
HDHP
CDHP
50
25
23
29*
24
29
35
34
36
33
32
0
Total
Health Problem**
<$50,000 Annual
Income
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p ≤ 0.05 or better.
**Health problem defined as fair or poor health or one of eight chronic health conditions.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 37. Availability and Use of Quality and Cost Information
Provided by Health Plan, 2007
Comprehensive
HDHP
CDHP
30%
22%*
27%
32
24*
34
Doctors
24
15*
23
Hospitals^
29
19*
31
Doctors
49
53
55
Hospitals
40
39
51
Doctors
47
47
52
Hospitals
34
41
68*
Health plan provides information
on quality of care provided by:
Doctors
Hospitals^
Health plan provides information
on cost of care provided by:
Of those whose plans provide info
on quality, how many tried to use
it for:
Of those whose plans provide info
on cost, how many tried to use it
for:
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p ≤ 0.05 or better.
^Base is ‘self or family member admitted to hospital in past two years.’
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 38. Effort to Find Information on Quality and Cost
From Sources Other Than Health Plans, 2007
Comprehensive
HDHP
CDHP
17%
23%*
25%*
18
22
34*
Doctors
66
50*
59
Hospitals
74
51*
67
Tried to find information
from sources other than
health plan on cost and
quality of care provided by:
Doctors
Hospitals^
Of those who tried to find
info on cost and quality, how
many found useful
information for:
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p ≤ 0.05 or better.
^Base is ‘self or family member admitted to hospital in past two years.’
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 39. Resources Used for Health Information,
by Type of Health Plan, 2007
Percent of privately insured adults ages 21–64 who use the following
resources a lot/some
89
90
91
Inform ation provided by
physician
69
Internet/health w ebsites
74*
79*
73
75
Friends or relatives
81*
74
71
77
Inform ation provided by health
plan
55
Magazine articles or books
about health
37
New spaper stories
31*
Nurse advice line/help line
0
20
41
60
Comprehensive
66*
HDHP
CDHP
47*
36
36
40
60
80
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p ≤ 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
100
Figure 40. Most Trusted Sources for Information
on Health Care Providers, by Type of Health Plan, 2007
Percent of privately insured adults ages 21–64
Your doctor
57*
15
13
14
Family member or friend
Your health plan
5
4
6
Medical association
4
5
6
4
Health websites
2
Consumer group
Government agency
66
64
6
Comprehensive
HDHP
CDHP
9*
4
4*
0
0
0
0
20
40
60
80
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p ≤ 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
100
Figure 41. Percentage of Adults Who Agree That
Terms of Coverage Make Them Consider Cost
When Deciding to Seek Health Care Services, 2007
Percent of privately insured adults ages 21–64
100
Strongly Agree
Somewhat Agree
80
60
40
20
74*
60*
47
17
35*
26*
30
34
39*
Comprehensive
HDHP
CDHP
0
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p ≤ 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
Figure 42. Cost-Conscious Decision Making,
by Type of Health Plan, 2007
Percent of privately insured adults ages 21–64 who received health care in
last twelve months
50
Checked w hether plan w ould
cover care
61*
60*
46
Asked for generic drug instead
of brand nam e drug
58*
54*
44
Talked to doctor about treatm ent
options and costs
30
Asked doctor to recom m end
less costly prescription drug
38*
21
Checked price of service before
getting care
Checked quality rating of
doctor/hospital
Participated in w ellness program
offered through em ployer
11*
8
9
Used online cost tracking tool
provided by health plan
0
49*
47
43*
Comprehensive
HDHP
CDHP
27*
27*
20
19
18
15
21*
20*
25
50
75
Comprehensive = health plan with no deductible or <$1,000 (individual), <$2,000 (family).
HDHP = high-deductible health plan with deductible $1,000+ (individual), $2,000+ (family), no account.
CDHP = consumer-driven health plan with deductible $1,000+ (individual), $2,000+ (family), with account.
*Difference between HDHP/CDHP and Comprehensive is statistically significant at p ≤ 0.05 or better.
Source: EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2007.
100