Table of Contents – SENIOR PLANNING GUIDE General Information -Tucker County High School Class of 2010 -Senior Year Planning Calendar -Graduation Pathways and Requirements -Advanced Placement (AP) Information 2 3 6 7 College Admissions Test -The ACT -ACT Test Taking Tips -ACT Test Dates -The SAT -Strategies for success on the SAT -SAT Test dates -SAT and ACT comparisons -ACT vs. SAT 8 9 10 11 12 13 14 15 16 Selecting a College/Career -Types of Post-Secondary Schools -Where to start -Top ten reasons not to choose a college -Questions to ask on your college visit -College visit request rules -College visit request form 17 18 19 22 23 25 26 The Application Process -When should I apply -What colleges & scholarships consider -College applications -Applications Do’s and Don’ts -College essay and personal statement -Resume writing -Additional considerations 27 28 29 30 33 34 35 38 Student Athlete -NCAA Clearinghouse 39 40 Financial Aid and Sholarships -FAFSA & Financial aid facts -FAFSA4caster 41 42 46 Glossary 47 Appendix -Senior profile Tucker County High School Class of 2010 The time has come! Your high school days will be over before you know it. In just a few short months, you will officially be finished with this chapter of your life. Where will you go from here? Whether you are thinking about college, a trade school, or a career, the information in this notebook will help lead you through the highlights of the college/career search, application, and selection process throughout your senior year. Also, make sure to check the school counselor link off of the high school website for updates throughout the year. Where do you begin to navigate the maze of researching, applying to, and achieving acceptance to the college/career of your choice? Talk with recent high school graduates, your school counselor, teachers, parents, and friends. Do a personalized internet college search utilizing helpful websites including: gocollege.com, collegenet.com, fastweb.com and petersons.com. You also have the option of “googling” your current school choices to determine their entrance recommendations/requirements, academic programs offered, and an overall view of the school. Further, consider the cost, which includes tuition and fees plus transportation, books, supplies, food, housing and other expenses. Academically, your senior year does count, so continue to take challenging courses to build strong academics skills and strengthen your GPA. More and more colleges/universities are looking for students who have successfully taken well beyond the required level of coursework to graduate. It is in your best interest to take 4 years of math and science and at least 2 years of a foreign language (more is always better) to be competitive and considered by a wide range of college/universities. The more prepared you are, the more options you will have. Your counselor is always there to help, but you must be self-motivated. Don’t wait around for someone else to tell you what to do. Make something happen for yourself! Lastly, as my final fair well to the Tucker County High School class of 2010 please remember a couple of things as you embark on a new chapter in your life. First, don’t talk about what you’re going to do as the Nike slogan says – Just Do It! – action is much more impressive. Secondly, you are in control of your actions, attitude and destiny always remember this and don’t allow others to run your life nor should you try to control someone else’s. Finally, be proud of all you do you are important!! Sincerely, Iestyn J. Bright, MA TCHS School Counselor 2 Planning Calendar Junior Year Spring - Take appropriate SAT / ACT Test - Begin a filing system for college career material Summer - Go online to obtain college/career school information - Create profile on www.fastweb.com - Prepare tentative list of schools to visit - Make appointments for interviews and / or tours - Prepare your activities form/resume Senior Year September - Create or buy a master calendar to record important application deadlines, test dates, etc. Check your transcripts to ensure all of you graduation requirements are complete. Narrow your list of colleges / technical schools and request their application materials and financial aid information. Register for the ACT or SAT. You can register online at www.act.org for the ACT and at www.collegeboard.org for the SAT this is the preferred method of registration. A limited number of registration packets are also available in the counseling office to register by mail. TCHS school code is 491-275. October - If you are applying for early decision, pay attention to admission deadlines. Begin your scholarship search. More information can be found on the counselor section of the TCHS website. Pay attention to deadlines!! Submit transcript request in counseling office at least two weeks before due to college. Go to college/career fairs and make plans to visit your target schools. TCHS allows one college visit day which will be counted as a field trip day if preapproved. November - Complete all enrollment and scholarship applications and review them with a parent, teacher, or counselor. Ask teachers/counselor to write letters of recommendation if necessary for admission. Allow at least two weeks to complete an adequate recommendation. 3 - Provide stamped, addressed envelopes and your information about yourself which can be used in the letter. If you have not already done so, sign up and take the ACT/SAT. TCHS school code is 491275. December - - Try to wrap up applications before winter break. Transcript requests that need to go out before the holidays should be turned in by December 12 to Mrs. Bright. Ace your exams—they matter! Apply for your pin number for your FAFSA (Free Application for Federal Student Aid). The FAFSA cannot be completed until after January 1. Go online to www.fafsa.ed.gov to familiarize yourself with the website and for more information. Enjoy the holidays and your time off!! January - - Request mid-year transcripts to be sent to the schools you have applied if needed. Financial Aid Night is in January at TCHS. Make plans to attend with your parents. Information will be given regarding financial aid and scholarship opportunities. Complete and file your FAFSA as soon as possible after January 1. Aid is distributed on a first come, first served basis. Continue to watch deadlines for scholarship applications and get them turned in on time. February - Make certain FAFSA is completed by February 14th. What better way to say I love you then by getting free money? If you haven’t already done so, visit schools to which you have applied. Make sure you make copies of all applications and financial aid forms for your records before you mail them out. Check with schools to make sure they have the documentation they require. Continue to watch deadlines for scholarship applications and get them turned in on time. Wait. March - Decision letters may begin arriving. Read everything carefully and respond if necessary. Review your SAR (Student Aid Report), a report of all the data submitted through your FAFSA, for accuracy. The SAR should arrive anywhere from 2-4 weeks after the FAFSA is submitted. If the SAR has not been received 4 weeks after submitting the FAFSA, call 1-800-FED-AID. 4 - Continue to watch deadlines for scholarship applications and get them turned in on time. April - Most admissions decisions and financial aid award letters arrive this month. Notify all colleges which have accepted you of your final decision. Don’t give in to “senioritis.” Your admission may be contingent upon your final grades. Continue to watch deadlines for scholarship applications and get them turned in on time. May - - Pay the required deposit to the college/career school you choose. This is usually due by May 1, so continue to be aware of due dates. Sign and return your financial aid award letter. If it will be difficult for your family to pay the Expected Family Contribution for the semester, it’s time to start pursuing alternatives such as parent loans or private loans to close the financial aid gap. Fill out a final transcript request for the college you will attend. Thank your parents, teachers, counselor, and anyone else who helped you through this process. GRADUATE!!! 5 Graduation Paths and Requirements All students will pursue a focused program of study preparing them for postsecondary study in either university (professional pathway) or technical training (skilled pathway). While all students may not enter postsecondary training immediately following high school, they must be prepared for life-long learning. The paths will be flexible so a student can change from one path to the other. Students in all paths will acquire essential skills and knowledge. Curriculum English Social Studies (Must include US History, World History, 20/21st Century and Civics) Mathematics Professional Pathway 4 units 4 units 4 units Algebra I, Algebra II, and Geometry or Other Advanced Math Course Science 4 units Must include CATS 9 and three higher sciences Physical Ed. 1 unit Health 1 unit The Arts 1 unit Intro to Majors 1 unit Foreign Lang. 2 units In the same language Major 4 units Electives Dual Pathway 4 units 4 units Skilled Pathway 4 units 4 units 4 units Algebra I, Algebra II, and Geometry or Other Advanced Math Course 4 units Must include CATS 9 and three higher sciences 1 unit 1 unit 1 unit 1 unit 2 units In the same language 4 units 4 units Algebra I and at least one higher 3 units Must include CATS 9 and two higher sciences 1 unit 1 unit 1 unit 1 unit 4 units 2 units All students must successfully pass 24 credits in order to be eligible for graduation including the above listed required classes. 6 Advanced Placement (AP) Information AP classes are those classes taken in high school in which a student may test for college credit ($82.00 each) upon completion of the coursework in May. It is important to note that college/university AP acceptance policies differ. Contact the college(s) of your choice to determine the specifics of their policy or use the following website: http://apps.collegeboard.com/apcreditpolicy/index.jsp Taking the Test Once you've completed your coursework, you must take the AP exam in order to receive college credit. AP tests are administered every May. Schedules and locations for testing vary. Check with your teacher or your high school's AP coordinator for more details. Scoring and College Credit AP tests are scored on a scale of 1-5. Students with a grade of 3 or higher are recommended to receive advanced placement in college and/or credit for a college course. However, some colleges might require a 4 or 5 for students to receive credit. Keep in mind that passing the AP exam doesn't guarantee you'll receive college credit. Only your prospective college can confer credit for AP coursework; policies vary from school to school. If receiving credit is important to you, contact your prospective college early to learn about their AP policies. Since AP courses are generally taken senior year, this may mean checking AP policies far in advance, even before you apply for college admission. Consult the school's catalog to learn more. There's a lot to be gained from advanced study. By researching this option, you can save time and money, and develop your skills for a successful college career. 7 TCHS Code: 491 275 Taking a college admissions test is a major component of the admissions process. The score received will be used when evaluating your consideration for admittance. The better you do on the test, the more options for admittance and scholarships you will have. To help prepare for the tests, Tucker County High School offers a one semester ACT Prep course. There are also various books available at local libraries, bookstores and your Counselors office. Most colleges/universities accept both the ACT and the SAT. However, students should check the websites of their schools of interest to determine what is required or preferred. If you plan to go straight into the work force or enroll in a career prep school, it may still be in your best interest to take one of these tests for future planning. The following pages include: • The ACT • Test Taking Tips • 2009-10 ACT Exam Dates • The SAT • Test Taking Tips • 2009-10 SAT Exam Dates • SAT vs. ACT 8 The ACT The ACT assessment measures your skills and knowledge in English, Math, Science, Reading, and Writing. The ACT is usually taken by students for the first time in the spring of their Junior year and can be retaken, without penalty, as many times as desired. ACT registration packets can be picked up in the counseling office or you can register online at www.act.org. The cost for taking the ACT is $31.00 plus $15.00 if you opt to take the writing test. Your score on the ACT is based on the number of questions you answer correctly: there is no penalty for guessing. Guessing on the ACT can help your score if you don’t know the right answer. Description of the ACT: The ACT is a set of four multiple-choice tests which cover English, Mathematics, reading, and science. The ACT Plus Writing includes the four multiple-choice tests and a Writing test. Test English # of Questions 75 Time given 45 minutes Mathematics 60 60 minutes Reading 40 35 minutes Science 40 35 minutes Writing Test 1 writing prompt 30 minutes Content Measures standard written English and rhetorical skills Measuring mathematical skills students have typically acquired in courses taken up to the beginning of grade 12 Measures reading comprehension Measures the interpretation, analysis, evaluation, reasoning, and problemsolving skills required in the natural sciences. Measures writing skills emphasized in high school English classes and in entrylevel college composition courses. 9 ACT Test Taking Tips (From http://www.actstudent.org) General Tips: • Carefully read the instructions on the cover of the test booklet. • Read the directions for each section carefully. • Read each question carefully. • Pace yourself—don’t spend too much time on a single passage or question. • Use a soft lead No. 2 pencil with a good eraser; do not use a mechanical pencil, ink pen or correction fluid. • Answer the easy questions first, then go back and answer the more difficult ones. • On difficult questions, eliminate as many incorrect answers as you can, then make an educated guess among those remaining. • Answer every question. Your scores on the multiple-choice tests are based on the number of questions you answer correctly. There is no penalty for guessing. • Review your work. If you finish a test before time is up, go back and check your work. • Mark your answers neatly. If you erase, erase completely and cleanly without smudging. • Do not mark or alter any ovals on a test or continue writing on the Writing Test after time has been called or you will be disqualified from the exam. For sample test questions, visit: http://www.actstudent.org/sampletest/index Also, the counseling office has sample test booklets available. 10 ACT Test Dates Test Date Registration Deadline (Late Fee Required) September 12, 2009* August 7, 2009 August 8 – 21, 2009 October 24, 2009 September 18, 2009 September 19 – October 2, 2009 December 12, 2009 November 6, 2009 November 7 – 20, 2009 February 6, 2010** January 5, 2010 January 6 – 15, 2010 April 10, 2010 March 5, 2010 March 6 – 19, 2010 June 12, 2010 May 7, 2010 May 8 – 21, 2010 2009–2010 ACT Fees and Services All fees are nonrefundable unless otherwise noted. Basic registration fee (per test option) ACT (No Writing) $32.00 Includes reports for you, your high school (if you authorize reporting), and up to four college choices (if valid codes are provided when you register). ACT Plus Writing $47.00 Includes reports for you, your high school (if you authorize reporting), and up to four college choices (if valid codes are provided when you register). The $15.00 Writing Test fee is refundable, on written request, if you are absent on test day or switch to the ACT (No Writing) before you begin testing 11 The SAT The SAT I The SAT I has six sections with 30 minutes allowed for each section. Two sections test verbal ability, asking questions about antonyms, analogies and sentence completion, and testing reading comprehension. Two sections test quantitative thinking with mathematics questions. One section tests grammar, usage, and sentence structure. The last part asks questions that the examiners are considering for future tests. Your performance on these last two sections does not affect you SAT score. The SAT gives one point for each correct answer and deducts a fraction of a point for each incorrect answer. Answers left blank are not deducted. The score ranges from 200 to 800. The raw score is the number of correct answers, minus a fraction of a point for each incorrect answer. Even with no correct answer, a student would still have a score of 200. You also could have a score of 800 even with questions left unanswered or with some incorrect answers. Separate scores from 200 to 800 are given for the verbal and mathematics sections, the only section with count on the overall score. Mathematics Section Preparation The SAT I exam does not measure your knowledge of mathematics. Rather, it attempts to discover your ability to understand and to reason with mathematical symbols, to solve problems, and to interpret data. The subject matter covered on the exam includes basic arithmetic, algebra and plane geometry. You should expect to solve most problems by examination of the questions, insight and reasoning, not by complicated computations. Verbal Section Preparation The portion of the test that tests your verbal skills asks questions that, for example, required you to see the relationship between words and your understanding of what a written passage says. Doing well on the verbal portion of the SAT I requires a good vocabulary and strong reading skills. Using words and understanding them is an ability you’ve been acquiring almost from birth. You use verbal skills constantly and refine them throughout your life. Just learning the definition of words from a list is not enough; you also need to know how the words are used. Many words can be used to describe the same thing, but the connotation is different, that is, the way the word is used varies. To gain a mastery of how words are used, it’s essential to read a variety of materials – from texts to newspapers, novels to scholarly journals. Extensive reading is the very best way to enhance your vocabulary and to give you and edge in taking the SAT I. 12 Strategies for Success on the SAT Test-Taking Approaches Answer easy questions first. You earn just as many points for easy questions as you do for hard questions. The easier questions are usually at the start of the section, and the harder ones are at the end. The exception is in the critical reading section, where questions are ordered according to the logic and organization of each passage. Make educated guesses. If you can rule out one or more answer choices for multiple-choice questions, as definitely wrong, you have a better chance of guessing the right answer. For math questions without answer choices, fill in your best guess; no points are subtracted for wrong answers as they are in all other questions types. Skip questions that you really can't answer. No points are deducted if an answer is left blank. But if you can rule out any choice, you probably should guess from among the rest of the choices. Don’t panic if you cannot answer every question. You do not have to answer every question correctly to get a good score. You can get an average score by answering about half of the questions correctly and omitting the remaining questions. Use your test book for scratch work. You can also cross off choices you know are wrong and mark questions you have omitted so you can go back to them if you have time. Limit your time on any one question. All questions are worth the same number of points. If you need a lot of time to answer a question, go on to the next one. Later, you may have time to return to the question you skipped. Keep track of time. Don't spend too much time on any group of questions within a section. 13 SAT Test Dates U.S. Registration Deadlines 2009-10 Test Dates Test Regular Registration Deadline (postmark/submit by) October 10, 2009 SAT & Subject Tests September 9, 2009 November 7, 2009 SAT & Subject Tests October 1, 2009 December 5, 2009 SAT & Subject Tests October 31, 2009 January 23, 2010 SAT & Subject Tests December 15, 2009 March 13, 2010 SAT only February 4, 2010 May 1, 2010 SAT & Subject Tests March 25, 2010 June 5, 2010 SAT & Subject Tests April 29, 2010 2008-09 Fees Test Fees SAT Reasoning Test™ SAT Subject Tests™ Basic registration fee Language Tests with Listening (add to basic reg. fee) All other Subject Tests (add per test to basic reg. fee) $45 $20 add $20 add $9 Additional Processing Fees (add to test fees) Register by phone (available only if you have registered before) Change fee (test type, center, or date change) Late fee Standby fee International processing fee (for students testing in countries other than the United States, U.S. territories, and Puerto Rico) Additional surcharge for testing in India and Pakistan Fees for Receiving Your Scores Early scores by Web Official score report (automatically mailed after you test) Scores by phone (fee per call) Fees for Sending Your Scores Score report requests at registration* Each additional score report request* $12.50 $22 $23 $38 $26 $23 Free Free $12.50 4 reports included $9.50 14 How do SAT and ACT scores compare? The SAT and ACT test some academic skills that are the same and some that are different. Both are used, however, by colleges and universities to compare your academic skills with students from around the country (and sometimes the world)! Below is a table that includes ACT Composite scores with Concordant (corresponding) SAT I scores. ACT Composite SAT I Score 15 1060 17 1210 19 1350 20 1410 21 1500 22 1530 23 1590 24 1650 25 1700 26 1760 27 1820 28 1860 29 1920 30 1980 31 2040 32 2130 33 2190 34 2260 35 2340 36 2400 15 Is it Better to Take the ACT or the SAT? "Should I take the SAT or the ACT?" This is a common dilemma for many high school students. The easy answer to this question is to talk to your college or university of choice and see if they have a preference. Here are some other pointers. • Most schools do not have a preference or one that they would require over the other. • Many Ivy League schools want students to take the SAT. • Some colleges require a student to take SAT II subject tests for placement into college courses or for college admission. • Students can (if they are able to) take both exams. The two exams differ from each other in certain areas and many students do better on one rather than the other. • Ask the colleges that you are applying to if they will combine scores from different administrations to come up with a highest possible composite. In other words some schools will take your highest math score from one SAT and combine it with your highest verbal score from another SAT to come up with the highest possible composite. Keep in mind that not all universities will do this. • Keep in mind that all students have a "ceiling" when they take these exams. To put it another way, no matter how many times they take it there will be a score that individually they will not be able to go above. • As difficult as these exams are for some students, they are a part of the admissions process and decision at almost every school. Different colleges and universities put different weight on this importance, but it still exists. • For students with learning disabilities, there is an un-timed version of the exams that can be administered. • Some colleges offer a residual exam directly on their campus. This score is only good on the campus on which it was taken. Always try to get a good night sleep before and breakfast the morning of the exam. Relax and do the best that you can. Be sure that you have taken an exam at least once during your junior year of high school. Good luck. 16 Selecting a College/Career Finding the college/career that is the “right fit” often is not an easy task. It is one of the most important decisions you will make. For the last thirteen years, you have not had much choice in where you attended school. Now, you get to make the decision where you will spend the next four or more years preparing for your future career. Making the best choice requires that you do a lot of homework and legwork. You need to think about what you are looking for in a college, and about what is right for you. Keep in mind that there are many colleges and universities out there, but that there are no “perfect” schools. There may be several schools you could attend where you would be happy and receive a quality education to help you attain your future goals. Each school will have pros and cons that you will need to weigh carefully. The following pages are provided to help guide you through the process of narrowing your college choices to a manageable number. This section contains the following pages: • Types of Post-Secondary Schools • Where Do I Start? • Top Ten Reasons NOT to Choose a College • Career and Training Programs • Questions to Ask on Your College Visit • College Day Form 17 Types of Post-Secondary Schools As you begin to think about what college to attend, you need to understand the different types of post-secondary schools available. Which one is right for you? Consider your career options, your financial situation, your values, and your future goals in making this decision. Colleges are generally smaller in size and offer 4-year degree programs and many 2-year Associate degrees. Universities are usually larger institutions with specialized degrees in business, engineering, pre-med, etc. They offer 2-year, 4-year, and graduate and professional degrees. Community / Junior colleges are small colleges offering 2-year Associate degrees. Many students attend local community colleges with the intent to transfer to a larger institution to further their education. Vocational / Career / Technical schools are specialized schools of training for specialized trade jobs such as mechanics, computer technicians, medical assistants, etc. Programs may vary in length, requiring anywhere from only a few weeks to a year or more to complete. Upon completion, graduates will receive a license, certificate or an Associate degree. 18 Where do I start? Once you decide on the type of school, how do you decide from among the hundreds of choices which one is best for you? Choosing a college is a very personal decision you should make based on your individual personality and personal goals. Here’s how to get started: STEP ONE: Get online! There are several web sites that allow you to perform college searches online. You can put in the criteria you are looking for in a college, and the search engine will give you a list of colleges that meet your criteria. Here are a few common websites for college searches: www.collegeview.com www.anycollege.net www.collegeboard.com www.act.org www.petersons.com Take virtual tours, online campus tours. Many schools have them on their websites, or visit www.ecampustours.com. This will give you a glance at the college. Go to the web sites of particular colleges you are interested in and explore to find out more about individual schools. STEP TWO: Consider what you’re looking for. Location: Do you want to visit home frequently, or do you see college as a time to experience a new part of the country? Perhaps you like a big-city environment with access to museums, ethnic food, or major league ball games. Or maybe you hope for easy access to the outdoors or the serenity of a small town. Size: One of the reasons students drop out of college is because they don’t feel as if they fit in. Consider how the size of the student body will affect you. Smaller schools may not have as many academic majors or extracurricular activities available as a large campus, but they may be able to offer more personal attention, smaller class sizes, and smaller instructor-student ratio. What factors are more important to you? Do you want to have an opportunity to shine in a small setting, or do you want the variety of opportunities and experiences that a large setting provides? Academics: Does the college offer the major you want to pursue? If so, what is the reputation of the department? What is the job placement success? If you are undecided, pick an academically balanced institution that offers a range of majors and programs. Most colleges offer counseling to help you find a focus. Campus Life: Consider what your college life will be like beyond the classroom. Aim for a balance between academics, activities, and social life. 19 • What extracurricular activities, athletics, and special interest groups are available? • Does the community around the college offer interesting outlets for students? • Is there an ethnic or religious group in which to take part? • How do fraternities and sororities influence campus life? • Is housing guaranteed? • How are dorms assigned? • Do most students live on campus or commute? • Is it a “suitcase” college, meaning most students pack up and leave each weekend? Cost: Are you going to be getting help from your parents? What can you and your parents realistically afford? College is expensive; however, virtually all colleges work to ensure that academically qualified students from every economic circumstance can find financial aid that allows them to attend. STEP THREE: Realistically evaluate your options. Once you have found some colleges that you are interested in, take a serious look at their admissions requirements and then at your academic history. What is your GPA? What number are you ranked in your senior class? What are your ACT and/or SAT scores? Do you meet the admission standards at the schools you have chosen? 4-Year colleges and universities generally have admission requirements with a minimum GPA and/or ACT/SAT score to be accepted. Of course, some colleges and universities are more competitive than others, meaning that you will be competing with lots of other students to get in. For these more competitive schools, you will need a high GPA, high ACT/SAT test scores, a record of school and community involvement, and a record of leadership positions held. At many colleges and universities, you need only meet the minimum admission requirements and get your application in on time to be accepted. You will need to research the colleges you are interested in to see whether or not you meet the admission standards required. If you do not meet college admission requirements, look at community / junior colleges. Many of these institutions have an open-door admission policy, meaning that students are not turned away for a lower GPA or lower ACT/SAT scores. STEP FOUR: Take college visits. Once you have a list of some colleges you are interested in, the best way to discover what colleges really stand out to you is to visit the campuses in person. The college visit is an opportunity to find out more information about the college. You will spend countless hours at the college you choose over the next few years, so it is important to do some investigation. Make sure you plan ahead before your visit. You will need to call the admissions office and make an appointment for a meeting with an admissions counselor and a campus tour. You may want to arrange a meeting with a professor or someone in 20 the department in which you plan to major. Take the lead in this process rather than having your parents do it for you. You are the one who will be attending the school, so you need to take an active role in each part of the college search and application process. Each senior at Tucker County High School is allowed one (1) college day during their senior year to make a college visit. Students must have a good attendance record and be in good standing to graduate in order to take a college day. If procedures are followed properly, this day will count as a field trip, not as an absence from school. You are required to bring confirmation of the visit on the college’s letterhead upon your return to school, so don’t forget to ask the admissions counselor for this. Come prepared for your campus visit. Bring along your transcript and ACT/SAT scores so you can discuss them with the admissions counselor. Think about the things that are important to you, and have a list of questions prepared. Plan to spend some time on the campus. Attend a class. Have lunch in the cafeteria. Hang out in the student union, the library or wherever students gather. Read the bulletin boards and student newspapers. Talk to current students and ask them questions. This is your opportunity to learn about the campus atmosphere and life. After your college visit, follow up with a thank-you note to the admissions counselor and any faculty members you met with. Few students take the time to write follow up notes, and this will help you stand out. STEP FIVE: Narrow your choices. If you have taken all the steps above, you should be able to narrow your college choices to around five (5) or fewer. One of these should be a “reach” school, one that you would like to attend, but that you’re not sure you could get in to or afford, etc. At least one of these should also be a “safety” school, one at which you are pretty sure you will be accepted. You will need to gather the applications for each of these schools, note their deadlines, and begin to complete and send the applications in. You can make your final decision once the acceptance letters and financial aid packages come in. 21 Top Ten Reasons NOT to Choose a College Deciding where to attend college is a huge decision because you will probably be spending the next four or more years there. Often, students choose a college for all the wrong reasons and end up transferring to a different college or maybe even dropping out of school altogether. Don’t become one of those students. Here are the top ten reasons not to choose a college. 1. Your boyfriend/girlfriend is going there. Not to burst your love bubble, but chances are you are going to have many boyfriends/girlfriends after your high school relationship is over. Although you may be completely in love now and think you are going to spend the rest of your life with your current boyfriend/girlfriend, your life is really just beginning. Think of all the different people you are going to meet in college. You may get to college and realize that you want to be single so you aren’t tied down, or you may realize that you want to date someone else. Since you don’t really know if you are going to be with your current boyfriend or girlfriend forever, don’t choose a college just so you can be with that person. If you do, you may end up resenting him/her later. 2. Your best friend is going there. If you and your best friend want to go to the same college because you both like the courses and extracurricular activities that are offered, then that’s great. Just don’t choose a college solely because you want to go to school with your best friend. Going away to college means meeting a lot of new, unique people. If you choose a college so you can be with your friend, the two of you may spend every day with each other, and you may not take the opportunity to meet other people and make new friends. Making new friends will help you grow as a person. 3. It’s a party school. While school should be fun for you at times, it is also a place for you to learn new ideas and earn a degree. If you want to succeed in life, you can’t spend all your time at school partying. You need to pick a school that is conducive to your educational needs and ignore the party schools. 4. The student body is attractive. Don’t choose a college based on how cute or pretty the students were during your campus visit. Chasing members of the opposite sex or having an attractive girlfriend or boyfriend will not help you get a college degree. 5. Your mom and dad are alumni. Don’t let either of your parents persuade you to go to their alma mater if you don’t want to. You need to pick the college that is right for you. Your parent(s) may be disappointed at first, but he/she will get over it. You need to live your own life. 6. It has a good football team. Unless you want to be on the football team, don’t choose a college just because you like the team. While school spirit is important to have, you need to base your decision on what the school can offer you, in regards to academics, extracurricular activities, and so forth. 7. Your school counselor told you to pick it. Even though your school counselor may know quite a bit of information about a lot of schools, she probably doesn’t really know the whole you. While she can let your know which schools offer the major you are interested in pursuing, she doesn’t know your personal preferences. What if you don’t like the campus atmosphere at the college that your counselor picks? It’s best for you to take suggestions, research the schools, and then make a decision on your own. 8. The school is prestigious. Just because a school has the reputation of being prestigious, it does not mean that you are going to like it. What if the school doesn’t offer the major that you want? What if it doesn’t offer the extracurricular activity that you really want to be involved in? You need to consider aspects that are important to you when choosing a school instead of worrying about whether or not it is a high-status school. 9. The tuition is low. Money if often a big factor when choosing a college, but keep in mind that a school that is more expensive may offer you a larger financial aid package with more gift aid (depending on your financial situation) than a school where the tuition is lower. Apply to the schools you really want to attend, including schools with high and low tuitions, and then compare their financial aid award letters in order to make a decision. Don’t forget that you can also get a student loan to help you pay for tuition. 10. It looks good in the guidebook. Do not choose a college without visiting the campus first. While guidebooks and virtual tours will help you narrow down your choices, it is important to visit your top two or three schools in person so you can get a feel for what the campus atmosphere is like. 22 QUESTIONS TO ASK ON YOUR COLLEGE VISIT General: 1. How many full-time undergraduate students attend the college? 2. How diverse is the student body? 3. What percentage of students reside on campus? Is it a “suitcase” school? 4. Is there a career center on campus? If so, what services are available and who can use it? 5. What additional services do you offer to students (tutoring, career counseling, general counseling, study skills workshops, etc.)? 6. Is there a health services center/infirmary on campus? If so, what services does it provide? 7. How is campus safety ensured? Academic: 1. What is the average classroom size? What is the range (smallest and largest) of the classes taught? 2. What are considered to be the strongest academic departments/majors/programs? 3. What are the most popular majors? 4. What is the core curriculum for undergraduate students? 5. What kinds of courses are available to freshmen? 6. When do students have to declare a major? 7. How easy is it to change your major? 8. What kind of academic advising services are offered? 9. Do full-time professors or graduate assistants teach first-year courses? 10. Are professors required to have office hours? 11. What is the typical workload of a student? 12. Can I test out of any required courses? 13. Are computers available to students, and, if so, how accessible are they? 14. Do students need to have their own computers? If so, what kind? 15. What study-abroad programs exist? 16. How many of last year’s freshmen returned for their sophomore year? 17. What is the four-year graduation rate? 18. What is the main reason that students leave the institution? Applications and Admissions: 1. What are the admission requirements? 2. How do I apply for admission (online, paper, Common Application, etc.)? 3. When are the applications due? 4. If I’m wait-listed, is there anything I can do to increase my chances of acceptance? 5. What are the average ACT/SAT scores of students who are admitted? 6. Do you require SAT II exams? If so, how many and which ones? 7. Do you require test scores be sent directly from the test agency or will you accept them from an official transcript? 8. Do you require a portfolio, audition, etc. for admission? 23 9. What is your policy on accepting AP credits? Financial Issues: 1. Including living expenses, what is the total estimated cost for one year? 2. What is an estimated student budget for the academic year? 3. What scholarships are available and how do I apply for them? 4. How do I apply for merit scholarships? 5. How do I apply for financial aid? 6. Do you meet 100% of demonstrated financial need? 7. What is taken into consideration when calculating a financial assistance package? 8. Do you accept outside scholarships? 9. How do outside scholarships affect financial assistance (loans, grants, work, study)? Extracurricular: 1. What on-campus activities (clubs, organizations, etc.) do you offer? 2. How do students find out about off-campus activities? 3. What kinds of cultural opportunities are available on campus? 4. What is there to do on the weekends? 5. Do you have fraternities and sororities? What percentage of students join? 6. What non-academic opportunities are available in the area around campus (malls, movie theaters, etc.)? How do students get there (walk, shuttle, car, cab, etc.)? 7. Are there churches near campus? 8. What are the athletic facilities like? Can any student use the athletic facilities? 9. Do you offer intramural sports? How many students participate? What sports? Room and Board: 1. Are all freshmen required to live on campus and have a meal plan? 2. Is on-campus housing guaranteed for all four years? 3. What are the differences between the residence halls? 4. What is the visitation policy for dorms? 5. How is roommate selection done? 6. Are there a wide variety of foods to choose from on campus? 7. Can freshmen have cars on campus? How expensive are parking permits? 8. Is it necessary to have a car or is it easy to get around without one? 24 TUCKER COUNTY HIGH SCHOOL Rt. 1 Box 153 Hambleton, WV 26269 Procedures and Requirements for College Day Students are allowed one college day during their senior year. The student must have a good attendance record and be in good standing to graduate. The absence will be considered a field trip if the following procedures are completed: 1. A signed letter from parent stating the date of the visit and the name of the college or university student will be visiting should be brought to the TCHS Counseling Office for the counselor to approve. 2. The student’s counselor will verify student is on track for graduation and give the student a signed College Day Request form. 3. Student will take the signed form to Attendance to verify that they have a good attendance record. Attendance will then sign the form. 4. The form will be taken to the student’s teachers to obtain their signature. 5. The completed form should be returned to the TCHS Counseling Office. 6. On the day following the college visit the student must present to the TCHS School Secretary verification from the college of the visit and the date student was on their campus. (This can be obtained in the college’s Admission Office.) After Attendance has verified your visit, please bring your verification to the Counseling Office to be placed in your permanent record. STUDENTS: Please remember to call colleges to set up appointments with admissions, financial aid offices, and departments that you are interested in. PROCEDURES 1-5 SHOULD BE COMPLETED 0NE WEEK PRIOR TO COLLEGE VISIT. 25 COLLEGE DAY REQUEST FORM FOR SENIORS STUDENT ____________________________________ DATE OF VISIT___________ COLLEGE/UNIVERSITY ATTENDING_____________________________________ TEACHER SIGNATURES 1.__________________________________ 2.__________________________________ 3.__________________________________ 4.__________________________________ 5.__________________________________ COUNSELOR APPROVAL___________________________ ATTENDANCE ____________________________________ 26 The Application Process Once you have selected the college(s) to which you will apply, you will need to gather the applications. Applications can be filled out on paper or online. To fill out a paper application, download and print it from the college’s web site or call the college’s admissions office to have a copy mailed to your home. Every college will have its own application procedures, so make sure to read each application carefully and follow directions accurately as you fill it out. It is recommended that you keep copies of every application you submit, including the dates they were mailed. This section contains the following pages for your information: • When Should I Apply? • What Colleges Consider • What Does a College Application Consist Of? • Transcript Request • Application Do’s and Don’ts • The College Essay and Personal Statement • Writing a Winning Resume • Application Process for Military Academies Additional Considerations • Learning Disabilities • Student Athletes • NCAA Clearinghouse 27 When Should I Apply? Too many times students wait too late to apply to their college or university of choice. So when should you apply? Apply early! Don’t wait until the spring of your senior year to think about filling out applications. The application itself is usually the most extensive process for both you and the school. Begin filling out applications early in your senior year so you will have it behind you and so you can give the college plenty of time to consider your application. Make sure you are aware of all deadlines!!! This is one of the most important points. College application deadlines are non-negotiable. You must be aware of the application deadlines and/or scholarship deadlines for each college to which you will be applying and adhere to them. You are responsible for seeing that your application is completed thoroughly and accurately and that it gets to the college on time. Make sure you know whether the application must be postmarked by the deadline or if the application must be received by the deadline. Most students will apply to college under regular application deadlines. However, some colleges offer early application programs. Early action is the early admission program in which applying early will get you an early answer. The program usually asks students to apply by November or early December of the senior year, and the college responds with a decision by mid to late December. Early action is non-binding, meaning that the student does not have to attend the college if accepted. A student may apply to as many early action schools as he/she likes and can compare financial aid packages at different schools before making a decision. Early decision is similar to early action in that you can apply early, usually November or early December, and get an early answer about acceptance. However, early decision plans are binding. This means that if you apply to a college via the early decision process, you must attend that college if accepted. Thus, you can only apply to one school using early decision. You can apply to other colleges under regular admission, but if you are accepted to your early decision college, you must withdraw all other applications. Often, students who apply early decision are bound before financial aid packages are awarded. 28 What Colleges & Scholarships Consider Colleges may consider some, all, or any combination of the following factors when determining admission for students: Courses Taken Academic requirements met Level of rigor of courses taken Courses recommended for intended area of interest Quality of the High School Attended Academic rigor of the institution Courses available Grades Received in Courses Taken Grade trend Cumulative GPA GPA in college prep curriculum Class Rank Standardized Test Scores ACT or SAT Extracurricular Involvement Involvement outside the classroom Quality and depth of involvement Leadership positions, honors/awards, distinctions Essays or Personal Statements Recommendations Teacher Counselor Other adult with knowledge of the student Interview Special Talents Athlete Musician Actor Artist Connection to the Institution Legacy (parents or grandparent) Sibling of current student or alum Parent employed by the institution Relationship with a major donor of the institution Community Service 29 What Does a College Application Consist Of? Applications vary from college to college, but most require some or all of the following parts: 1. Application Fee: Most colleges will charge an application fee, due at the time you send in your application. The average college application fee is around $25. (Some colleges charge up to $60, while others don’t have an application fee at all.) This fee is usually nonrefundable, even if you’re not offered admission. Many colleges offer fee waivers for applicants from lowincome families. If you need a fee waiver, call the college’s admissions office for more information. 2. High School Transcript: The transcript remains the single most important piece in any application file. Each college will require you to send an official copy of your transcript. Tucker County High School transcripts contain the following information: 1. Courses you have taken for high school credit (grades 9-12 and any high school courses taken in middle school); AP, Advanced Honors, and Honors designations appear in the course titles 2. Semester grades and final grades earned in each course and amount of credit received for the course 3. Cumulative GPA 4. An unofficial record of admissions test results (if requested) In order to request an official copy of your transcript, you will need to go to the TCHS Counseling Office and fill out the transcript request form. Sealed transcripts are given back to the student with in three days of the request and the student is responsible for mailing the transcript to the college they are applying to. 3. Standardized Test Scores Most colleges and universities require that you submit ACT or SAT test scores. Test scores are a standard way of measuring a student’s ability to do college level work. Some schools take your highest composite score, while others take the best combination of scores from different sections. Contact each college to which you are applying to see how they consider scores. If you note on your transcript request form that you would like your test scores included with your transcript, this information will be sealed in the envelope along with the transcript. However, some colleges require the scores come directly from ACT/SAT so make sure you read the instructions carefully or call the admissions office. 30 Some more competitive colleges require students to take the ACT Writing Section and/or SAT II Subject Tests. Refer to the college’s admission requirements to find out if you should sign up for these exams. 4. Secondary School Report/Counselor’s Report (not required by all colleges) Many college applications include a form entitled a “Secondary School Report,” “Counselor’s Report/Page,” or something similar. This form is to be filled out by your counselor. If your application includes such a form, fill out your portion of the form (name, address, etc.) and leave it for your counselor when you fill out a transcript request form. Make sure you allow at least 1 week for your counselor to fill out the form. 5. Letters of Recommendation (not required by all colleges) Some college applications will require you to submit one or more letters of recommendation from a teacher, counselor, or other adult who knows you well. Choose the teachers who you feel know you best and will represent you well. It is recommended that you complete the Senior Profile, included in the appendix on page IV and give copies of it to each person who you will ask to write a letter on your behalf. The Senior Profile or a resume of your own is required for any recommendation you ask of your counselor. This form will enable the recommender to fully cover all of your accomplishments and write a more favorable letter for you. When asking someone to write a letter of recommendation for you, make sure to allow him/her two (2) weeks or more to complete the recommendation. You don’t want someone writing a letter for you who feels hurried or is irritated with you. Read the application instructions as to whether or not you have to submit the recommendation letters with the rest of the application. If so, you will be responsible for gathering the letter(s) and mailing them along with your application. If the recommendation letters are to be mailed separately, you should provide a stamped, addressed envelope to the individual(s) writing the letter and inform them of the deadline. 6. Essay (not required by all colleges) Some applications will ask that you submit a personal and/or topical essay. If required, this essay often plays a very important role. Whether you’re writing an autobiographical statement or an essay on a specific theme, take the opportunity to express your individuality in a way that sets you apart from other applicants. Helpful information on how to write an essay is provided on page 37. 7. Audition/Portfolio 31 If you are applying for a program such as music, art, or design, you may have to document prior work by auditioning on campus or submitting an audiotape, slides, or some other sample of your work to demonstrate your ability. 8. Interview (not required by all colleges) On-campus interviews are not required by most colleges. If you are required to have an interview, realize that it will play only a minor part in the admissions decision. Use the interview to express your interest in the school, learn more about the school, detail your goals and strengths, and elaborate on your application. 32 Application Do’s and Don’ts The Do’s • DO read applications and directions carefully. • DO make sure that everything that is supposed to be included is enclosed. • DO fill out your own applications. Type the information yourself to avoid crucial mistakes. • DO start with the simple applications and then progress to the more complex ones. • DO make copies of applications and practice filling one out before you complete the original. • DO type or neatly print your answers, and then proofread the applications and essays several times for accuracy. Also, ask someone else to proofread them for you. • DO describe how you can make a contribution to the schools to which you apply (if you’re asked). • DO be thorough and turn things in on time. The Don’ts • DON’T use correction fluid if you type your application. Better yet, fill out your application online. • DON’T write in cursive. If you don’t have access to a computer or typewriter, print neatly. • DON’T leave blank spaces. Missing information may cause your application to be sent back or delayed while admission counselors wait for complete information. • DON’T be unclear. If the question calls for a specific answer, don’t try to dodge it by being vague. • DON’T PUT IT OFF!!! 33 The College Essay and Personal Statement These tips will help you write a winning essay! • Answer the question. • Choose an appropriate topic and know your audience. • Choose something “real” to write about, something about which you feel strongly and know well. Be yourself. Write what you feel, not what you think colleges want to read. • The essay is your “voice” in the application. It is your chance for the reader to get to know you and gain insight into your personality, values, goals and character. • Reveal something in the essay or statement that cannot be found anywhere else in the application. • What makes you special may not, in your eyes, seem profound, but will be meaningful and authentic to the reader. • If focusing on another person and their life, make sure that you indicate in detail and in a reflective way how that person has influenced your life. • If you choose to focus on a past life event, make sure it has relevance to who you are now. Make the connection for your reader as to how and why this past event may have been a turning point for you. • Show, rather than tell. Give examples and illustrate your topic. • Write in your own voice and use your own style. • Be concise and to the point. Say what you need to say to get your point across. • Abide by the word limit. • Type your essay or personal statement. • Captivate your audience. The first few sentences are critical because they must engage the reader. • Have someone proofread your essay or personal statement (spelling, grammar, sentence structure, and content are important!) • Plan on spending several weeks or even months brainstorming topics and polishing your essay. 34 Your Guide to Resume Writing How to Prepare an Effective Resume 1. Resume Essentials Before you write, take time to do a self-assessment on paper. Outline your skills and abilities as well as your work experience and extracurricular activities. This will make it easier to prepare a thorough resume. 2. The Content of Your Resume Name, address, telephone, e-mail address, web site address All your contact information should go at the top of your resume. o Avoid nicknames. o Use a permanent address. Use your parents' address, a friend's address, or the address you plan to use after graduation. o Use a permanent telephone number and include the area code. If you have an answering machine, record a neutral greeting. o Add your e-mail address. Many employers will find it useful. (Note: Choose an email address that sounds professional.) o Include your web site address only if the web page reflects your professional ambitions. Objective or Summary An objective tells potential employers the sort of work you're hoping to do. o Be specific about the job you want. For example: To obtain an entry-level position within a financial institution requiring strong analytical and organizational skills. o Tailor your objective to each employer you target/every job you seek. Education New graduates without a lot of work experience should list their educational information first. Alumni can list it after the work experience section. o Your most recent educational information is listed first. o Include your degree (A.S., B.S., B.A., etc.), major, institution attended, minor/concentration. o Add your grade point average (GPA) if it is higher than 3.0. o Mention academic honors. 35 Work Experience Briefly give the employer an overview of work that has taught you skills. Use action words to describe your job duties. Include your work experience in reverse chronological order—that is, put your last job first and work backward to your first, relevant job. Include: o o o o o Title of position, Name of organization Location of work (town, state) Dates of employment Describe your work responsibilities with emphasis on specific skills and achievements. Other information A staff member at your career services office can advise you on other information to add to your resume. You may want to add: o Key or special skills or competencies, o Leadership experience in volunteer organizations, o Participation in sports. References Ask people if they are willing to serve as references before you give their names to a potential employer. Do not include your reference information on your resume. You may note at the bottom of your resume: "References furnished on request." 3. Resume Checkup You've written your resume. It's time to have it reviewed and critiqued by a career counselor. You can also take the following steps to ensure quality: Content: o Run a spell check on your computer before anyone sees your resume. o Get a friend (an English major would do nicely) to do a grammar review. o Ask another friend to proofread. The more people who see your resume, the more likely that misspelled words and awkward phrases will be seen (and corrected). 36 Design: These tips will make your resume easier to read and/or scan into an employer's data base. o o o o o o o o o o Use white or off-white paper. Use 8-1/2- x 11-inch paper. Print on one side of the paper. Use a font size of 10 to 14 points. Use non-decorative typefaces. Choose one typeface and stick to it. Avoid italics, script, and underlined words. Do not use horizontal or vertical lines, graphics, or shading. Do not fold or staple your resume. If you must mail your resume, put it in a large envelope. 37 Additional Considerations Students with Learning Disabilities/ADHD It is important to know that there is a great deal of variability in how disability services are organized from college to college. Generally, students must take the initiative to receive services. College students have control over who knows about their disability and how accommodations are arranged; they will also have more responsibility for remembering to make those arrangements. Colleges will not ask you about your disability. You may choose to include information about your disability with your application. You can do this in an essay, letters of recommendation, or in a separate letter included with your information. Check with the disability services office or the admissions office about the services offered and procedures to follow at the colleges you are interested in. 38 The TCHS Student Athlete The most valuable resource for the student athlete in the college process is the student’s coach. We do encourage student-athletes to keep their counselor informed of their questions, plans, and status, as the counselor is also a resource for the student. It is important to understand that course selections, GPA, and ACT/SAT scores are factors taken into consideration by colleges and universities when recruiting or selecting athletes and by the NCAA in determining eligibility. The NCAA Quick Reference Sheet outlining eligibility standards for Division I and Division II colleges is included on the following page. In order for eligibility to be determined, the student athlete is required to register with the NCAA Clearinghouse at the end of his/her junior year. Instructions for how to register with the Clearinghouse are included on the following pages. Included in this section: NCAA Quick Reference Sheet NCAA Clearinghouse Registration 39 NCAA Clearinghouse Registration Students who are wishing to play sports at the collegiate level must register with the NCAA Clearinghouse. Students should register with the Clearinghouse after the completion of their junior year of high school. To view a list of core courses offered at Blackman High School, go to www.ncaaclearinghouse.net and click on “Prospective Student-Athlete.” Click on “The List of Approved Core Courses.” Enter Tucker County High School’s high school code, 491275, and click submit. You should be able to view the list of approved core courses for our school. Registering with the NCAA Clearinghouse: 1. Online Registration: Go to www.ncaaclearinghouse.net. Click on “Prospective Student-Athlete.” Click on “Domestic Student Release Form.” Complete the form. There is a $50 registration fee required at the time the form is completed. Have your credit card number ready. Print out three (3) copies of your completed form: - Two (2) copies go to Mrs. Bright in the Counseling Office so transcripts and test scores can be sent. - One (1) copy should be kept for your own files. 2. Paper Registration: Go to www.ncaaclearinghouse.net. Click on “Prospective Student-Athlete.” Click on “Domestic Student Release Form.” Click on “HERE” for printable PDF version of the form. Print out and complete the form. Make three (3) copies of the completed form: - Mail the original form with your registration fee to the NCAA Clearinghouse. - Two (2) copies go to Mrs. Bright in the Counseling Office so transcripts and test scores can be sent. - One (1) copy should be kept for your own files. 40 Financial Aid and Scholarships A big concern for most students and parents is the financial aspect of going to college. This section is an overview of financial aid and scholarships. For more specific information, check the Senior Journal each month and also surf the web. The following are included in this section: FAFSA & Financial Aid Facts What About Loans Parent Loans Timeline Other Sources of Aid 41 FAFSA & Financial Aid Facts Many people believe that private scholarships are the panacea for their college-funding woes. While you may have heard that millions of dollars in academic college scholarships go unclaimed each year, that simply is not true. In reality, private scholarships provide only a small percentage of college funding. The vast majority of financial aid and grants are provided by the federal and state government and by schools. What is Financial Aid? There are two categories of financial aid: Need-based – financial aid that is based on the student’s financial situation Merit-based – financial aid that is based on the student’s achievements in areas such as academics or special talents such as music or athletics Within each of these categories of financial aid, there are two types: Gift aid – financial aid that is given to you and you do not have to repay it. For example, scholarships or grants. Self help – financial aid that carries an obligation in order to receive it. For example, loans or employment. How do I qualify for Financial Aid? The first step in filing for financial aid requires you to file the Free Application for Federal Student Aid (FAFSA), which is available in paper format in the high school counseling office or online at www.fafsa.ed.gov. This should be filed as soon after January 1 each year as possible. The FAFSA is essentially a 1040 line-item referenced financial aid statement. If you have completed your most recent taxes, use the numbers from these to complete your application. If your tax forms aren’t available, estimate. You can correct any errors when your tax forms are complete, so don’t miss an application deadline because you haven’t finished with your taxes. In addition to collecting income and asset information, the FAFSA also collects demographic data including family size, parent age, number of students in college and other related information. You are also invited to provide each school with information on any extenuating circumstances that affect your family’s ability to support educational expenses. Take advantage of this opportunity to provide this information by writing directly to the colleges you’re considering. In order to qualify for the State scholarship and grant programs you must complete the State application which can be found at www.wvapply.com. This has to be completed by March 1st (the earlier the better). The Free Application for Federal Student Aid, must also be completed in order for the state to determine eligibility for all Title IV federal student financial aid programs, the West Virginia PROMISE Scholarship program, and the West Virginia Higher Education Grant. 42 One of the largest obstacles college-bound teens and their families face when planning for college is the high cost of tuition. Here are some important tips to consider: Think Ahead—The earlier the research process begins, the bigger the payoff. Creating a family calendar of application deadlines will help you set realistic goals and stay on top of the mountain of paperwork. Think Federally—The most crucial step in the scholarship process is filling out the FAFSA for financial aid. The FAFSA is the Free Application for Federal Student Aid. Available online at www.fafsa.ed.gov or by calling (800) 4-FEDAID, FAFSA is the only way to apply for college grants, scholarship money, and/or loans issued through the U.S. government. Think Locally—Organizations such as the Rotary Club, Kiwanis Club, the American Legion, and Boosters chapters have college scholarship funds set aside specifically for area high school seniors. Some scholarships require only an application, while merit scholarships usually require a paper, speech, project or other form of competition. Ask prospective colleges about their scholarship, financial aid and grant packages. Think Categorically—Your college-bound student may be eligible for certain scholarships by virtue of ethnic, religious, and professional affiliations. Sit down as a family and think about your various family connections. Consider your religious affiliation. Perhaps you are a member of a club or fraternal organization that offers scholarships for which your child may apply. To find out what kinds of funds your student is qualified for without leaving your home, create a profile through an online scholarships search engine and let the opportunities find you. Sites like Fastweb.com, Scholarships.com, Finaid.org, and CollegeView.com allow you to sift through thousands of career, college, and heritage-based scholarships to find what matches your interests, activities, and needs. Think Corporately—Businesses ranging from Coca-Cola to Target offer financial aid and grants to thousands of students each year. First, ask about whether or not you or your spouse's company offers scholarships to children of employees. As a rule, you should avoid working with any scholarship or financial aid search firm that charges a fee for its services. Almost without exception, any scholarship funds available for a fee are also available for free. 43 What about Loans? Borrowing can and should be used to close the gap between the resources available to your family and the cost of the institution your student deserves. Federal loans are the most accessible and affordable loan resources now available to students. There are two federal programs available nationally, the Stafford and Perkins programs. Both provide interest-subsidized, payment-deferred loans that borrowers can repay after their enrollment ends. Interest –- capped at 8.25% for Stafford and 5% for Perkins – begins to accrue only after the borrower begins to repay the loan. To qualify for interest-subsidized Stafford or Perkins student loans, the student must demonstrate need by completing the FAFSA. Although several different repayment plans are available, most students repay these funds over a 10-year period. Although students may borrow as much as $4,000 in Perkins funds each year, actual offers differ from institution to institution, based on availablility and school policy. Stafford borrowers may borrow $2,625 in the first year, $3,500 in the second year and $5,500 in the third and fourth years. Additional Stafford and Perkins loans, with higher annual borrowing limits, are available to graduate and professional students. Perkins and Stafford are the loans most often included in student aid rewards. For students who demonstrate need, interest payments are deferred until the student is no longer enrolled at least half-time. Perkins loan funds include both federal and institutional funds and reside on campus. If you are offered a Perkins loan, you need only to sign the promissory note. Stafford loans are slightly more complicated. You must complete a specific loan application and submit it to the lender. Banks or state lending agencies generally provide Stafford loan funds. If the school offering you the loan is a Direct Loan school (about 25% are), funds will come directly from the institution. Students who are unable to demonstrate need through the FAFSA may still borrow from the Stafford student loan program. These funds are, however, unsubsidized and require that the borrower be responsible for interest from the point funds are disbursed. This can be paid while the borrower is in school or capitalized and paid at the time principal payments become due. Regardless of who you borrow from, federal loan repayment schedules are amortized over time, with a maximum standard repayment period of 10 years. The repayment period is increasingly important. If you make your payments on a timely basis, you can reduce the interest rate you are charged. 44 Parent Loans A growing number of parent loans are available nationally. The federally supported Parent Loan to Undergraduate Students (PLUS) offers low interest (not interest subsidized) loans for which repayment begins 60 days after funds are disbursed. And, of course, there are many private parent loans offered under a variety of terms and interest rates—some allowing repayment over as long as 20 years. 45 FAFSA4caster The U.S. Department of Education’s office of Federal Student Aid is pleased to announce the release of FAFSA4caster, a new Web tool designed to assist high school juniors and their families plan for education beyond high school. Students can receive an estimated Expected Family Contribution (EFC) by entering their information into FAFSA4caster, a simplified version of the Free Application for Federal Student Aid (FAFSA). FAFSA4caster also provides guidance on next steps for applying for admission, applying for federal student aid, and paying for education beyond high school. Background In September 2005, the Secretary of Education formed the bipartisan Commission on the Future of Higher Education to launch a national dialogue on the vital issues of accessibility, affordability, and accountability in higher education. One of the needs identified in the Commission’s final report was to notify students of their federal student aid eligibility earlier in order to help families plan better. We have developed FAFSA4caster to address this need. FAFSA4caster Benefits FAFSA4caster is a companion piece to the official FAFSA on the Web. The free FAFSA4caster tool will assist high school juniors and their families in the following ways: Instantly calculate an estimated EFC Inform the student of potential Federal Pell Grant (Pell Grant) eligibility Reduce the time needed to complete the FAFSA when the student applies as a senior FAFSA4caster Access Students and families interested in assessing their eligibility for federal student aid can access FAFSA4caster by visiting www.FederalStudentAid.ed.gov. The links for FAFSA4caster are located in the lower right corner of the home page. Spanish FAFSA4caster Students will be able to access a Spanish version of FAFSA4caster on April 29, 2007. Contact Information We look forward to better serving students and families through this new Web product. If you have any questions about FAFSA4caster, contact the Federal Student Aid Information Center (FSAIC) at 1-800-4-FED-AID (1-800-433-3243). 46 COLLEGE PLANNING GLOSSARY College 1) A two or four year institution granting undergraduate degrees in one main area, e.g. a liberal arts or a business college, 2) a division of a university, as in a college of agriculture or of arts and sciences, or as in the undergraduate division of a university (e.g. Harvard College of Harvard Univ.), 3) a generic term meaning institution of higher education. University Usually an institution composed of several divisions (often called colleges or schools) granting degrees at several levels: BA, MA, Ph.D. There are institutions that don't fit these exact models, e.g. Boston College is more like a university, Denison University is more like a college. SAT Scholastic Assessment Test. As in SAT (verbal and math) and SAT subject tests (formerly SAT 2) available in many subject areas. SATs are administered ETS (Educational Testing Service) of College Board (CEEB). PSAT Preliminary or Practice SATs. The entry into National Merit competition through the NMSQT (National Merit Scholarship Qualifying Test). ACT A variation of standardized testing, in a certain sense combining SAT and SAT subject tests. Accepted by most colleges in place of SAT. AP Advanced Placement. Describes a level of course offered as well as the tests themselves by which students receiving a score above a specified level can get credit from the college which they enter. Transcript The academic history of a student as outlined by courses taken and grades earned. TOEFL Test of English as a Foreign Language. The most commonly accepted test of English for students whose first language is other than English. Early Admission Admission to college after three years of high school. 47 Early Decision (ED) Program under which a student (usually) commits to attend a college if accepted, in return for early notice. Early Action (EA) Similar to ED except that the student is (usually) not committed to attend. Single Choice Early Action (SCEA) A system used by a handful of colleges wherein students are allowed to apply to only one institution EA. Normally one may apply EA to more than one place. Very controversial. Some colleges will only accept ED/EA candidates or defer them to the regular review process. Other colleges will accept, defer or deny. Any early commitment by the student assumes that sufficient financial aid is awarded. Rolling Admission Wherein an institution processes applications and sends decision letters as applications are received and become complete. Can sometimes be "first come, first served." Application Deadline Date by which an application must be postmarked or received, depending on policy, and after which application review begins. Open Admission Admissions policy granting acceptance to all high school graduates without regard to grades or scores. Qualification/ Eligibility Admission review process based on specific requirements in which all applicants meeting the minimums are accepted. Competition Admission review process under which qualified candidates compete for spaces, the intensity of the competition based on number of applicants and number of spaces. CEEB/ACT/ SchoolCode An identifying number for all secondary schools, frequently requested during the college application process. For Tucker County High School, the number is 491275. 48 Common Application A standardized application form accepted by over 150 colleges and universities around the country wherein the student fills out one application and sends a copy to each college applied to, rather than the same number of individual applications. FAFSA Free Application for Federal Student Aid. Federal financial aid form used in applying for Pell grants, student loans and federal college-based aid. Available on line only if you want or need a paper copy you must call the federal government to request one. Paper copies are no longer sent to schools. SAR A student’s official notification of the results his/her FAFSA. Profile/ CSSProfile Financial aid form administered by College Scholarship Service of College Board and required by many, but by no means all colleges. NCAA Clearinghouse Nationwide process by which the eligibility of Division 1 and 2 athletes is determined, based on scores and gpa. Grants Money offered to a student as part of a need-based financial aid package that does not have to be paid back. Different types of grants: --Pell Grant – A federal grant. Eligibility must be determined before other financial aid can be offered. The Pell Grant may be applied against tuition, fees, room and board and many other expenses. --SEOG – Federal Supplemental Educational Opportunity Grant. Offered by the college to eligible students, based on Pell Grant eligibility and availability of funds. --University Grant – A grant offered by the college or university to students based on financial need and available funds. 49 Loans Money provided to students, which must be repaid. Generally, student loans have low interest rates, permit a long time for repayment and have liberal deferment provisions. Some current loan programs: Stafford Subsidized Loan – A subsidized low interest loan offered in conjunction with private lenders. Interest and principal are deferred for periods of at least half time enrollment. Stafford Unsubsidized Loan – A low interest loan available to students not eligible to borrow any or all of the subsidized Stafford Loan. Interest must be paid by the student or capitalized during the school period. Perkins Loan – A federal low interest loan, offered by the college as the lender, based on the availability of funds. PLUS Loan – Parent Loan to Undergraduate Students 50 Senior Profile Many of you are interested in applying to colleges and scholarships that will require letters of recommendation. This form or a resume of your own is required for any recommendation you ask of your counselor. You will fill it out once, and it will be kept in your file so that your counselor can refer to it in writing recommendations for you. It is recommended that you make copies of the completed form to give to teachers you will ask for a recommendation, as well. NAME: _______________________________________________________ School Activities (Grades 9-12) Indicate years of participation and leadership positions held, if any. Example: French Club 10,11,12 (Vice-pres. 10, Pres. 12) __________________________________ ___________________________________ __________________________________ ___________________________________ __________________________________ ___________________________________ __________________________________ ___________________________________ Non School Activities (community, volunteer service, church, employment, etc.) __________________________________ ___________________________________ __________________________________ ___________________________________ __________________________________ ___________________________________ __________________________________ ___________________________________ Honors or Awards (Grades 9-12) Indicate year received __________________________________ ___________________________________ __________________________________ ___________________________________ __________________________________ ___________________________________ __________________________________ ___________________________________ Athletics (Grades 9-12) List leadership positions held, if any __________________________________ ___________________________________ __________________________________ ___________________________________ __________________________________ ___________________________________ __________________________________ ___________________________________ List and describe your current interests and/or talents (not necessarily clubs). ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ List your top three (3) college choices. 1._________________________________________ 2._________________________________________ 3._________________________________________ 51 Use the space below to write a brief description of yourself. You may want to highlight your personal qualities and abilities or use this opportunity to reveal something meaningful about yourself. ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ Is your transcript an accurate measure of your ability and potential? If not, what do you consider the best measure of your potential for success in college work? ________________________________________________________________________ ________________________________________________________________________ What circumstances, if any, have interfered with your academic performance? ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ Why do you want to go to college? What do you hope to gain from college? ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ What do you consider your strengths? Your weaknesses? ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ Considering all your accomplishments and/or achievements, of which are you the most proud? Why? ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ Is there anything else you want me to know about you? ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ List at least two teachers on the TCHS faculty you will ask to write your college recommendations: 1.____________________________________ 2.____________________________________ 52