Financial Education-Adults
Workshop Curriculum
The National Economics Department, NAACP
Financial Freedom Campaign
Program Outline
Total Workshop Time: 90mins
I.
II.
Overview
a. Purpose of workshop
i.
To provide accurate personal finance information so that attendees can make better
fiscal decisions
ii.
To facilitate constructive dialog around sensitive financial matters
iii.
To direct participants to creditable resources
b.
NAACP’s Financial Freedom Campaign’s mission/ goals of implementing these program(s):
1. To educate and empower
2. To serve as advocates
3. To build capacity
c.
Benefits of attending this workshop
1. Access to accurate information
2. Opportunity to ask questions of an expert
3. Access to local and national resources
4. Opportunity to network with other people of similar backgrounds, etc.
d.
Ice Breaker
i. Do you track your money? Activity Participants will provide an estimated percentage of where
their income goes on a monthly/yearly basis. A short discussion will be had about the importance
of knowing your spending patterns, etc.
Personal Finance: Fundamentals
a. Section 1:Banking Basics
i. What is Credit?
ii. Where does one get Credit?
1. What are the various forms of credit
2. Financial Institutions
a. Credit Unions; Banks: etc
b. Section 2: Developing a Spending Plan
i. What is a spending plan?
ii. How do I develop a spending plan?
1. Identify financial goals
2. Identify Income
3. Track your spending
4. Evaluate your income v. spending
5. Set Savings Goals
c. Section 3: Managing Debt & Credit
i. Tips on improving your credit score
ii. New overdraft rules for debt and ATM cards
iii. Organizational tools to help you manage your debt/credit
Activity: Scenarios- Participants will evaluate the fictional incomes, spending patterns, and budgets of
fictional characters and assess whether or not that character is financially stable
III.
IV.
Planning for the Future
a. Section 6: Saving and Investing
i. A closer look at 401k, Roth IRA’s, Investment Portfolios
ii. Basic Investment and Savings tips
b. Section 7: Getting Insured
i. What is Insurance?
1. Why is it important?
ii. Basic types of insurance:
1. Homeowners insurance
2. Renter’s Insurance
3. Automobile insurance
iii. Tips for purchasing insurance
c. Section 8: Know Your Rights
i. The latest credit card policies
ii. Key consumer advocacy policies you should know about
iii. Key Consumer financial privacy laws
d. Section 9: Scams/Frauds
i. What are the most common scams/frauds
ii. Tips on how to protect your financial information
Activity: (Self Assessment) Participants will write down five things they will incorporate into their
personal finance plan as a result of attending the workshop
e. Ask the Expert
i. General questions
1. Participants write questions down on slips of paper, only those questions are
answered)
Closing
a. Thank everyone for coming (including expert)
b. Remind people to complete evaluation form
c. Remind People to take home folders/packets and utilize information
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Notes for Trainer
Length: 1 hour 30 mins
Probing Questions:
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Do you know how much you spend each
week/month?
Have you compared your monthly income to
your monthly expenses?
How do you decide what to spend on?
Do you have a plan for saving and spending
money?
Learning Objectives:
By the end of this workshop, participants will learn:
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
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Develop financial goals
Develop a financial plan for the future
Have the tools necessary to make better
financial decisions
Key Activities/Quizzes:
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
Scenarios
Self Assessments
Materials & Preparation
Included in each folder:
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PowerPoint Presentation Printout
Note pad
Handouts (Resource information)
Worksheets
Workshop Evaluation Form
Expert ‘s Business Card