Concurrent Enrollment Course Outline
High School Name: Unatego Central School District
Date Proposal Submitted/Prepared: August 25, 2015
Instructor:
Sonnet Constable
TC3 Course #: BUAD 109
TC3 Course Title:
Personal Money Management
Credit Hours: 3
Student Audience – Grade Level(s): Grade Level(s): 11th and 12th grade
Semester(s) Offered: Semester
Fall (September-January) or Spring (January-June) or Full Year (September-June)
Instructor e-mail and/or phone #: tjackson@Unatego.stier.org (607) 988-5098
This course addresses finance at a personal and practical level. Students examine
current economic conditions focusing on how they can impact their personal economic situations. Ethics,
personal management of cash, debt, credit, investments, insurance, and home buying are examined.
Course Description:
Course Prerequisites: MATH
090 if required by placement testing; prior completion or concurrent
enrollment in RDNG 099 if required by placement testing.
Minimal writing (short written responses)
and basic mathematical skills utilized. Reading of mostly beginning college-level materials.
Minimal Basic Skills Needed to Complete Course Successfully:
By successfully completing this course, the student will be able to create a cash
budget, plan for major purchases, and understand & use credit. They will:
 Establish financial goals & implement a budget
 Understand how banking services work; fees, interest rates, services
 Understand credit ratings & how to protect them
 Understand how to identify scams & protect against identity theft
 Understand the basics of income & payroll taxes
 Understand different methods of investment & saving for retirement
 Evaluate insurance for motor vehicles, houses, apartments, health, & life
 Learn how to evaluate competing consumer loans for automobiles, homes, education and
consumer goods
 Gain an appreciation of the importance of understanding economic decisions, and asking questions
before signing agreements.
Course Objectives:
Introductions to Business, 5th edition by
Betty J. Brown & John E. Clow. McGraw-Hill. Copyright 2003.
Required Texts and Materials/Optional Materials as Appropriate:
Required Supplement(s): Hand-held calculator
Instructional methods will include explaining
concepts/topic introduction, multimedia lecture with PowerPoint, problem demonstrations, group
discussions, banking simulation, on-line interactive stock market game, on-line interactive financial
literacy program, and in-class activities.
Class Modalities/Alternative Learning Strategies:
Students are expected to complete daily
assigned reading from the text and homework problems prior to class. Completion of the daily readings,
homework assignments, and in-class activities are crucial to obtain an understanding of the underlying
business concepts and skills necessary for passing exams. Students will have a test at the end of each
chapter with a cumulative test at the end of the course. Students must come prepared for class with their
textbook, work book, completed homework, calculator, pen/pencil and contribute to class discussions and
activities.
Required Readings, Presentations, Written Assignments, etc.:
Course Content Presented in Units or Segments: See attached sheet
Evaluation/Grading System:
94-100 = A
74-77= C
91-93=A71-73=C-
88-90=B+
68-70=D+
84-87 = B
64-67=D
81-83=B60-63=D-
78-80 = C+
0-59 = F
Final TC3 Grade Determined by:
Tests and Quizzes
70%
Homework
30%
Final Exam
20%
Final Unatego Grade Determined by:
Tests and Quizzes
90%
Homework
10%
Final Exam
20% Overall
Test Retakes: Students will be given the opportunity to retake a test one time. The higher of the two
(original and retake) grades will be used.
All students at Unatego Central School District are expected to act in an
academically honest fashion in all aspects of his/her academic work. Any action taken by a student that
would result in misrepresentation of someone else’s work or actions as the student’s own such as
cheating, plagiarism, or other forms of academic dishonesty will not be tolerated. Students found guilty
of academic dishonesty will receive a zero for those assignments and risk the possibility of a loss of credit
for the course.
Statement of Academic Integrity:
Tompkins Cortland Community College’s Statement of Academic Integrity
Every student at Tompkins Cortland Community College is expected to act in an academically honest
fashion in all aspects of his or her academic work: in writing papers and reports, in taking
examinations, in performing laboratory experiments and reporting the results, in clinical and
cooperative learning experiences, and in attending to paperwork such as registration forms.
Any written work submitted by a student must be his or her own. If the student uses the words or ideas
of someone else, he or she must cite the source by such means as a footnote. Our guiding principle is
that any honest evaluation of a student's performance must be based on that student's work. Any
action taken by a student that would result in misrepresentation of someone else's work or actions as
the student's own — such as cheating on a test, submitting for credit a paper written by another
person, or forging an advisor's signature — is intellectually dishonest and deserving of censure.
Students will be allowed one week to make up late/missing assignments
and/or revisions. Assignments will be assessed a late penalty unless there is a legal excuse.
Make-Up Policy/Late Work:
Attendance will be taken in accordance with Unatego and TC3 policies. Students are
expected to attend every class. If a student is absent on the day a lab, quiz, or exam is due, the instructor
decides whether the work may be submitted late. If a student misses class for any reason, the student is
responsible for any material, announcements, and assignments.
Attendance Policy:
Student participation in class discussions and activities, as well as keeping up
with all assigned work will help individuals grasp concepts and identify areas that need additional
instruction. Office hours are available for further clarification and/or assistance.
Student Responsibilities:
Personal Money Management (TC3 BUAD 109)
T. Jackson 2015-2016 Syllabus
Following are the chapters and topics to be covered along with the weekly listing of reading
assignments, tests, labs, & projects. (Note: Subject to change).
Week
1-3
4-6
7-9
10-12
Unit 10: Money Management
Ch 28: Planning a Budget
Ch 29: Checking Accounts
Ch 30: Savings Accounts
Ch 31: Investing in Stocks, Bonds, & Real
Estate
16-18
Unit 11: Risk Management
Ch 33: Vehicle Insurance
Ch 34: Property Insurance
Ch 35: Life & Health Insurance
19-20
Review & Final Exam
13-15
Note:




Chapter & Topic to be Covered
Unit 1: The Economy & You:
Ch 1 A Look at Needs & Wants
Ch 2 Economic Resources
Unit 3: Money & Financial Institutions
Ch 12: Money & Financial Institutions
Unit 9: Credit
Ch 25: What is Credit?
Ch 26: How to Get & Keep Credit
Ch 27: Your Credit & the Law
Unit 9 Appendix: Identity Theft
How to identify scams & protect against
Identify theft
Assignment
 Register for
Foolproof
 Wkbk pgs 7981
Test/Project/Lab
*See Note Below


Wkbk pgs 184,
186-187
 TxtBk pg 414415 Q 1-20,
23, 25
 Wkbk pgs 191196 & 198
 TxtBk pg 430
Q 1-25, & 29
 TxtBk pg 444
Q 1-20
 Budget &
Checking
simulation
 Wkbk pgs 225230
 6 week on-line
stock market
activity
 Wkbk pgs
249-253
 Wkbk pgs
257-258; 262263
 Wkbk pg 268
Final Exam 20%
Overall
Chapter Tests after every chapter
MarketWatch.com (on-line stock market interactive game)
Foolproofme.com (independent on-line financial literacy program)
KhanAcademy (independent tutorial)

Complete
FoolProof (FP)
Mod #1
Complete FP
Mod #2

Complete FP
Mod #4

Complete FP
Mod #5
Final Exam!!