COOPERATIVE INVESTMENTS:
DRIVING A COMMUNITY TO BE
OPPORTUNITY FOCUSED
November 7, 2012
at the Frederik Meijer Gardens & Sculpture Park
David
Wright
Chris
Butler
Don
Mills
Scott
McFarland
Dean
Wilson
Jeff
Jorgensen
Vickie
Schmitzer
THE BOARD’S INSTRUCTIONS TO OUR CPA FOR CLOSING THE YEAR
 Declared 2012 Patronage Dividends:
$
$
700,000 Standard Patronage Dividend
800,000 Bonus Patronage Dividend
$1,500,000
Year #3 for a Bonus Patronage Dividend: is this becoming an annual tradition?
 Projected Stock Dividend: 4.45%
 Projected Increase in Stock Equity: 19%+
 Projected Stock Price: $180,000 per owner share
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These are all projections and should be finalized by
December based on our CPA’s work...then look for a check!
...NOW ON TO 2013!
 In August, the BOD approved the 2013 Business Plan and
Budget

This marked the end of our 2013 Planning Session, and now we’re on
to executing the plan – our new year started 10/1/2012
 Today’s event is the first in our planning season for 2014

There are many more events planned for 2013, as part of our 2014
planning season – from our Board meetings to focus groups to all of
our credit union education – it will be a full year
 The next major event is our Leadership Conference
(June 18-20, 2013 – mark your calendars!)
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We truly appreciate your participation, and respect
your dedication in leading this cooperative
Morning (9:00-12:20)
 9:15 Introduction

Cooperative Investments: Driving a
Community to be Opportunity
Focused (Randy Karnes)
 9:30 CU*Answers Innovator
Investment & Grant Program:
Your 2012 Finalists
Presentations from our 4 finalists
 10 minute break after each for group
discussion and networking

Afternoon (1:15-3:00)
 1:15 II&G Program Wrap-up

Update from one of our finalists from
last year
 1:30 Q&A with Jack Antonini

Insights on studying opportunities,
fostering projects, and pushing
investment in opportunity
 2:30 Wrap-Up
 12:20 Lunch

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Submit your questions by 1:00!!
Now introducing today’s
facilitator...Randy K
FILL OUT THE FORM AND GIVE
TO DAWN BEFORE LUNCH
DRIVING A
COMMUNITY TO BE
OPPORTUNITY
FOCUSED
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OUR FINALISTS
 = SEMI-FINALIST
 David Jezewski
Community Star CU
 Annie Lepper 
Superior Choice CUU
 Kevin Finneran
Detroit Metropolitan CU
 Kristy Pelle
Spokane Media FCU
 Jenny Bickel 
Frankenmuth CU
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 Chris Butler 
Community CU
 Charles Papenfus  
Inland Valley FCU
(2 ideas submitted)
 Renee Maeder 
Best Advantage CU
(2 ideas submitted)
 Lisa Tohey
Grand Rapids Family CU
IN PRESENTATION ORDER (RANDOMLY PLACED)
Time
Idea
Presented by
9:30
Mobile Branch
Charles Papenfus
Inland Valley FCU
10:05
Break / Group Discussion / Networking
10:25
11:00
11:10
11:35
11:45
Field of Dreams
Jenny Bickel
Frankenmuth CU
Break / Group Discussion / Networking
Flix in the Sticks
Renee Maeder
Best Advantage CU
Break / Group Discussion / Networking
The Great Debt Pay Down
Annie Lepper
Superior Choice CU
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HERE’S HOW THE MORNING WILL GO...
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Presentation and Q&A
35 minutes
Group Discussions
10 minutes
 Each finalist will have a total of 35
minutes to present his or her idea
 Includes time to field questions from
the group (we’ll pass around the
microphone)
 Between each finalist presentation,
we’ll take a 10 minute break for
refreshments
 Discuss the idea amongst
yourselves...at your table or with any
other group!
Determining the Winner(s)
 Ballot data collected today will be presented to the CU*Answers Board of
Directors for consideration
 The Board will make its final decision and announce the awards no later than
January 31, 2013
MARK YOUR BALLOT WHILE YOU LISTEN
Is this a good business for the network to invest its money?
If it’s not really a business per se, is it still a good idea? Something that is
worthy of our financial support?
Is this a repeatable business that could potentially be implemented in
your community, by other credit unions or network partners?
Thinking as a venture capitalist, would you invest your own money in this
idea?
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REMEMBER TO
SUBMIT YOUR
QUESTIONS FOR
JACK ANTONINI
BEFORE YOU EAT!
TURN THEM IN TO ANY
CU*ANSWERS STAFF
PERSON BEFORE YOU
LEAVE TODAY
LET’S HEAR FROM ONE OF OUR WINNERS...
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